Lake County property record for 38860 Comanche Trl, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 1959 |
| Lot Size | 0.074 acres (3,241 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Jul 2001) |
| Tax Bill | $2,818 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-055-D-00-005-0 |
| Primary APN | 27-B-055-D-00-005-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Family Room | Family Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,241 sqft (0.074 acres) |
| Lot Dimensions | 81 ft deep x 40 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 160 sqft |
| Patio Area | 580 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38860 COMANCHE TRL |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 4 DOUGLASS & 16 TRACT |
| Legal Subdivision | ARROWHEAD BEACH NO. 2 |
| Legal Block | N |
| Legal Lot Number | 25 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 201700 |
38860 Comanche Trl is owned and occupied by an individual who acquired it in January 2012.
Source: Lake County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38860 COMANCHE TRL, WILLOUGHBY, OH 44094-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit THE HELOC COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2001 · Amount on File |
| Deed Sale | Jul 20, 2001 · Amount on File |
| Deed Document Number | 200131306 |
| Last Transfer Date | Jan 19, 2012 |
| Transfer Doc | 0000002718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 10, 2026 |
| Property Address | 38860 COMANCHE TRL, WILLOUGHBY, OH 44094-7302 |
| Document Number | 0000015210 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202615210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Surviving Joint Tenant, 290 |
| Address | 38860 COMANCHE TRL, WILLOUGHBY, OH 44094-7302 |
| Document Number | 0000015210, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202615210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 29, 2051 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38860 COMANCHE TRL, WILLOUGHBY, OH 44094-7302 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000001 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 2026R000001 |
| Name | THE HELOC COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SILVER SPRING, MD 20910 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 38860 Comanche Trl was $2,818 with a homeowner's exemption.
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,818.00 Homeowner's exemption | $53,570 Land $8,370 Building $45,200 | $153,030 Land $23,900 Building $129,130 |
| 2023 | $3,561.00 (+45.64%) Homeowner's exemption | $37,620 (-) Land $7,090 Building $30,530 | |
| 2022 | $2,445.00 Homeowner's exemption | $37,620 Land $7,090 Building $30,530 | |
| 2021 | $107,470 Land $20,250 Building $87,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38860 Comanche Trl in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1986–2006) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2006 · Severe Storms, Straight Line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38860 Comanche Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | AQUA OHIO - MENTOR |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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