St. Louis County property record for 3887 Kenroy Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,008 sqft · built 1975 |
| Lot Size | 1.03 acres (44,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Aug 2014) |
| Tax Bill | $4,234 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0103-00030 |
| Primary APN | 395-0103-00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 869 sqft |
| Finished Basement | 869 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 44,900 sqft (1.03 acres) |
| Garage Area | 576 sqft |
| Deck Area | 300 sqft |
| Storage Building | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 974035 |
|---|---|
| Street Address | 3887 KENROY RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0003 BLOCK:001 SERIAL # |
| Legal Subdivision | MORSE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10302 |
Source: St. Louis County records · APN 395-0103-00030
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3887 KENROY RD, DULUTH, MN 55811-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Mar 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 07, 2014 · Amount on Record |
| Deed Sale | Aug 07, 2014 · Amount on Record |
| Prior Sale | Sep 30, 2004 · Amount on Record |
| Deed Document Number | 20141242791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 01, 2026 |
| Property Address | 3887 KENROY RD, DULUTH, MN 55811-1717 |
| Document Number | 0001535362 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 20261535362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3887 KENROY RD, DULUTH, MN 55811-1717 |
| Document Number | 0001535362, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 20261535362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Apr 01, 2052 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3887 KENROY RD, DULUTH, MN 55811-1717 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001438941 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 1438941 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,234.00 (+11.13%) Homeowner's exemption | ||
| 2025 | $3,810.00 (+7.87%) Homeowner's exemption | $325,000 (+10.02%) Land $69,400 Building $255,600 | $325,000 (+10.02%) Land $69,400 Building $255,600 |
| 2024 | $3,532.00 | $295,400 (+22.62%) Land $66,000 Building $229,400 | $295,400 (+22.62%) Land $66,000 Building $229,400 |
| 2022 | $240,900 Land $58,300 Building $182,600 | $240,900 Land $58,300 Building $182,600 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
Based on FCC filings for 56 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Hermantown serves 7,215 people |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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