St. Louis County property record for 3859 Kenroy Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,488 sqft · built 2002 |
| Lot Size | 1.03 acres (44,955 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $432,700 (Sep 2019) |
| Tax Bill | $8,806 (2026) |
| Deeds & Mortgages | Apr 2019 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0103-00070 |
| Primary APN | 395-0103-00070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,488 sqft Gross Area |
| 1st Floor Area | 1,310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 44,955 sqft (1.03 acres) |
| Garage Type | Mixed |
| Garage Area | 2,665 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 1,029 sqft |
| Deck Area | 342 sqft |
| Storage Building | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1077404 |
|---|---|
| Street Address | 3859 KENROY RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0007 BLOCK:001 SERIAL # |
| Legal Subdivision | MORSE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3859 KENROY RD, DULUTH, MN 55811-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on Record |
| Deed Sale | Sep 13, 2019 · Amount on Record |
| Deed Document Number | 20191363227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3859 KENROY RD, DULUTH, MN 55811-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0001353374 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 1353374 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 13, 2019 |
| Property Address | 3859 KENROY RD, DULUTH, MN 55811-1717 |
| Document Number | 00A1363227 |
| Instrument Date | Aug 29, 2019 |
| Instrument | A1363227 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,427.91 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3859 KENROY RD HERMANTOWN MN 558111717, HERMANTOWN, MN 55811-1717 |
| Document Number | A1363228 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | A1363228 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | EDINA, MN 55439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 12, 2024 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,806.00 (-5.09%) Homeowner's exemption | ||
| 2025 | $9,278.00 (+9.82%) Homeowner's exemption | $617,700 (+7.26%) Land $69,400 Building $548,300 | $617,700 (+7.26%) Land $69,400 Building $548,300 |
| 2024 | $8,448.00 | $575,900 (+23.85%) Land $66,000 Building $509,900 | $575,900 (+23.85%) Land $66,000 Building $509,900 |
| 2022 | $465,000 Land $58,300 Building $406,700 | $465,000 Land $58,300 Building $406,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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