3869 Kenroy Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 3869 Kenroy Rd, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,424 sqft · built 1985
Lot Size1.03 acres (44,941 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Sep 2021)
Tax Bill$6,082 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN395-0103-00060

Property Details

APN / Parcel Number

Primary APN395-0103-00060
Alternative APN
  • 1116397

Interior

Full Baths2.5 Baths
Stories1 Story
Building Area1,424 sqft Gross Area
1st Floor Area1,424 sqft
Basement Area1,282 sqft
Finished Basement1,282 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleSplit Foyer
Exterior MaterialCombination
Construction TypeFrame
Lot Area44,941 sqft (1.03 acres)
Garage Area1,344 sqft

Exterior Amenities

PorchOpen Porch
Porch Area128 sqft
Deck Area292 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1116397
Street Address3869 KENROY RD
CityDULUTH
StateMN
Zip55811-1717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0006 BLOCK:001 SERIAL #
Legal SubdivisionTHE MORSE ADDITION
Legal Block1
Legal Lot Number6
JurisdictionST LOUIS MN
Township / Civil DivisionHERMANTOWN
Census Block Group3
Census Block3014
Census Tract10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3869 KENROY RD, DULUTH, MN 55811-1717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2021 · Amount on Record
Deed SaleSep 7, 2021 · Amount on Record
Prior SaleJun 5, 2014 · Amount on Record
Deed Document Number20211423742
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 7, 2021
Property Address3869 KENROY RD, DULUTH, MN 55811-1717
Document Number0001423742
Instrument DateAug 27, 2021
Instrument1423742
Transaction TypeTransfer
Record UpdatedOct 1, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,089.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3869 KENROY RD, HERMANTOWN, MN 55811-1717

Mortgage

Document Number0001423743
DateSep 7, 2021
Instrument1423743
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityHermantown City
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,082.00 (-18.67%) Homeowner's exemption
2025$7,478.00 (+7.23%) Homeowner's exemption$450,400 (-3.33%) Land $69,400 Building $381,000$450,400 (-3.33%) Land $69,400 Building $381,000
2024$6,974.00$465,900 (+23.68%) Land $66,000 Building $399,900$465,900 (+23.68%) Land $66,000 Building $399,900
2022$376,700 Land $58,300 Building $318,400$376,700 Land $58,300 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHermantown
serves 7,215 people · EPA ID MN1690043
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

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