3886 S Upper Ferry Rd, Eden, MD 21822 Property Records

Wicomico County property record for 3886 S Upper Ferry Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1970
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Jul 2017)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-000529`

Property Details

APN / Parcel Number

Primary APN	`07-000529`
Alternative APN	`000529`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	000529
Street Address	3886 S UPPER FERRY RD
City	EDEN
State	MD
Zip	21822-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	L- 1.77 ACRES 3886 S UPPER FERRY ROAD BOUNDARY SURVEY C MORGAN
Legal Subdivision	BOUNDARY SURVEY CHARLES E MORGAN
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2020
Census Tract	10800

Owner

Source: Wicomico County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3886 S UPPER FERRY RD, EDEN, MD 21822-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Sep 6, 2016 · Amount on Record
Deed Document Number	20174200-329
Deed Book / Page	4200 / 329
Transfer Doc	0000002139
Record Updated	Oct 29, 2026

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jul 25, 2017
Property Address	3886 S UPPER FERRY RD, EDEN, MD 21822-2210
Document Number	0042000329
Book / Page	4200 / 329
Instrument Date	Jul 21, 2017
Instrument	4200-329
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3886 S UPPER FERRY RD, EDEN, MD 21822-2210

Mortgage

Document Number	4200336
Date	Jul 25, 2017
Instrument	4200-336

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,333 (+26.58%)	$173,500 (+38.8%) Land $36,100 Building $137,400
2025	$1,267.00 (+14.14%) Homeowner's exemption
2023	$1,110.00 Homeowner's exemption	$124,300	$125,000 Land $36,100 Building $88,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 93% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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