3830 S Upper Ferry Rd, Eden, MD 21822 Property Records

Wicomico County property record for 3830 S Upper Ferry Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,295 sqft · built 1947
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$54,000 (Sep 2022)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-004869`

Property Details

APN / Parcel Number

Primary APN	`07-004869`
Alternative APN	`004869`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,295 sqft Total Area
Attic	Attic
Attic Area	420 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	004869
Street Address	3830 S UPPER FERRY RD
City	EDEN
State	MD
Zip	21822-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	21,780 SQFT 3830 S UPPER FERRY RD N OF ALLEN
Legal Subdivision	POLK ROBERT M
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2020
Census Tract	10800

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3830 S UPPER FERRY RD, EDEN, MD 21822-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit THE FARMERS BANK OF WILLARDS
Sep 21, 2022	Deed, Transfer · Unknown THE FARMERS BANK OF WILLARDS
Aug 3, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jun 29, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Book / Page	5161 / 191
Prior Transfer Date	Mar 23, 2022
Prior Transfer Doc	5065000391
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	3830 S UPPER FERRY RD, EDEN, MD 21822-2210
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 S UPPER FERRY RD, EDEN, MD 21822-2210

Mortgage

Document Number	0051760323
Date	Oct 26, 2022
Book Page	5176/323

Lender

Name	THE FARMERS BANK OF WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 21, 2022
Property Address	3830 S UPPER FERRY RD, EDEN, MD 21822-2210
Document Number	0051610191
Book / Page	5161 / 191
Map Reference	LB JWTS276 FO 153
Instrument Date	Sep 9, 2022
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC T&E CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3830 S UPPER FERRY RD, EDEN, MD 21822-2210

Mortgage

Document Number	0005161196
Date	Sep 21, 2022
Instrument	5161-196

Lender

Name	THE FARMERS BANK OF WILLARDS
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Aug 3, 2018
Property Address	3830 S UPPER FERRY RD, EDEN, MD 21822-2210
Document Number	0043590112
Book / Page	004359 / 000112
Instrument Date	Aug 2, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	803 S 2ND ST DELMAR MD 218751782, DELMAR, MD 21875-1782

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WICOMICO MD
Recording Date	Jun 29, 2018
Property Address	3830 S UPPER FERRY RD, EDEN, MD 21822-2210
Document Number	0043460185
Book / Page	004346 / 000185
Instrument Date	Jun 29, 2018
Transaction Type	Foreclosure
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9043 MARSHALL CREEK RD NEWARK MD 218412145, NEWARK, MD 21841-2145

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,000 (+26.94%)	$128,800 (+37.9%) Land $33,300 Building $95,500
2025	$1,104.00 (+20.13%)
2023	$919.00	$92,167	$93,400 Land $33,300 Building $60,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 92% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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