3865 S Upper Ferry Rd, Eden, MD 21822 Property Records

Wicomico County property record for 3865 S Upper Ferry Rd, Eden, MD 21822

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,040 sqft · built 1965
Lot Size3.12 acres (135,907 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Jul 2025)
Tax Bill$969 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-002963

Property Details

APN / Parcel Number

Primary APN07-002963
Alternative APN
  • 002963

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Total Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area135,907 sqft (3.12 acres)
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number002963
Street Address3865 S UPPER FERRY RD
CityEDEN
StateMD
Zip21822-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal Description3.12 AC 3865 S UPPER FERRY RD N OF ALLEN
Legal SubdivisionWESLEY O PHILLIPS
JurisdictionWICOMICO MD
Township / Civil Division7, TRAPPE
Census Block Group2
Census Block2021
Census Tract10800

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address32090 DOGWOOD LN, LAUREL, DE 19956-4206
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleSep 12, 2022 · Amount on Record
Deed Book / Page5573 / 123
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICOMICO MD
Property Address3865 S UPPER FERRY RD, EDEN, MD 21822-2210
Document Number0041860372
Book / Page004186 / 000372
Instrument DateApr 7, 2017
Transaction TypeMortgage
Record UpdatedOct 23, 2017
Title CompanyMID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 28 QUANTICO MD 218560028, QUANTICO, MD 21856-0028

Mortgage

Document Number0041860372
DateApr 12, 2017
Book Page004186/000372
Lender
NamePROVIDENT ST BK
TypeBank
AddressSALISBURY, MD 21801
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,100 (+22.19%)$107,700 (+31.5%) Land $38,100 Building $69,600
2025$969.00 (+5.33%)
2024$920.00 (+13.86%)
2023$808.00$81,100$81,900 Land $38,100 Building $43,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims8 (1994–2015)
Claims Outside the SFHA3 of 8
Most Recent ClaimMar 2015 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 92% of Maryland
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Upper Ferry Rd

Nearby Streets

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