Osceola County property record for 3845 Rambler Ave, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1985 |
| Lot Size | 1.17 acres (51,008 sqft) |
| Owner | Company Name on File |
| Last Sale | $223,000 (Apr 2025) |
| Tax Bill | $2,763 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-31-4950-0001-0845 |
| Primary APN | 31-26-31-4950-0001-0845 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,565 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 51,008 sqft (1.17 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 1,641 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Utility Building | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3845 RAMBLER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7583 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S L & I C PB B PG 27 N 152.5 FT OF S 305 FT OF W 290 FT OF LOT 84 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 845 |
| Legal Lot Number | 84 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43205 |
Source: Osceola County records · APN 31-26-31-4950-0001-0845
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1152 KEMPTON CHASE PKWY, ORLANDO, FL 32837-6327 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2025 · Amount on Record |
| Deed Sale | Apr 07, 2025 · Amount on Record |
| Deed Document Number | 202543930 |
| Deed Book / Page | 6767 / 1956 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 07, 2025 |
| Property Address | 3845 RAMBLER AVE, SAINT CLOUD, FL 34772-7583 |
| Document Number | 0067671956 |
| Book / Page | 6767 / 1956 |
| Map Reference | MB B PG 27 |
| Instrument Date | Apr 02, 2025 |
| Instrument | 2025043930 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | TITLE NOW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 E 46TH ST, HIALEAH, FL 33013-1838 |
| Name | Verified Name |
|---|---|
| Address | 1152 KEMPTON CHASE PKWY, ORLANDO, FL 32837-6327 |
| Document Number | 0067671958 |
|---|---|
| Date | Apr 07, 2025 |
| Book Page | 6767/1958 |
| Instrument | 2025043931 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,763.00 (+15.41%) | $166,300 (+11.99%) Land $79,900 Building $86,400 | $166,300 (+11.99%) Land $79,900 Building $86,400 |
| 2023 | $2,394.00 (+14.16%) | $148,500 (+25.42%) Land $62,100 Building $86,400 | $148,500 (+25.42%) Land $62,100 Building $86,400 |
| 2022 | $2,097.00 | $118,400 Land $55,300 Building $63,100 | $118,400 Land $55,300 Building $63,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 68 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
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