3885 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 3885 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,244 sqft · built 1996
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Sep 2010)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-18-0-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`10-04-18-0-000-014.000`
Alternative APNs	`137489` `21665`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,244 sqft Living Area
1st Floor Area	2,052 sqft
Upper Floors Area	1,192 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	137489
Street Address	3885 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BET AT SE COR OF W1/2 OF SE1/4 OF NW1/4, SEC 18, T6S, R2W, TH W 210', TH NW 192.42', TH NE 109.6', TH NE 189.17', TH N 310.64
Legal Range	2W
Legal Township	6S
Legal Section	18
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1038
Census Tract	5405

Owner

Source: Morgan County records · APN 10-04-18-0-000-014.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3885 E UPPER RIVER RD, SOMERVILLE, AL 35670-4127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2010 · Amount on Record
Deed Sale	Sep 07, 2010 · Amount on Record
Prior Sale	May 25, 2010 · Amount on Record
Deed Book / Page	2010 / 5414
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3885 E UPPER RIVER RD, SOMERVILLE, AL 35670-4127
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/43771
Date	Sep 29, 2020
Book Page	2020/43771

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 19, 2022
Property Address	3885 E UPPER RIVER RD, SOMERVILLE, AL 35670-4127
Document Number	02022/5773
Book / Page	2022 / 5773
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3885 E UPPER RIVER RD, SOMERVILLE, AL 35670-4127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3885 E UPPER RIVER RD, SOMERVILLE, AL 35670-4127

Mortgage

Document Number	2022/25109
Date	May 19, 2022
Book Page	2022/25109

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 19, 2022
Property Address	3885 E UPPER RIVER RD, SOMERVILLE, AL 35670-4127
Document Number	02022/5773
Book / Page	2022 / 5773
Instrument Date	May 19, 2022
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3885 E UPPER RIVER RD, SOMERVILLE, AL 35670-4127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3885 E UPPER RIVER RD, SOMERVILLE, AL 35670-4127

Mortgage

Document Number	0202225109
Date	May 19, 2022
Instrument	2022/25109

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00	$35,070 (-) Land $2,640 Building $32,430	$350,700 (-) Land $26,400 Building $324,300
2024		$35,070 (-1.27%) Land $2,640 Building $32,430	$350,700 (-1.27%) Land $26,400 Building $324,300
2023	$1,258.00 (+2.53%) Homeowner's exemption	$35,520 (+3.71%) Land $2,640 Building $32,880	$355,200 (+3.71%) Land $26,400 Building $328,800
2022	$1,227.00 Homeowner's exemption	$34,250 Land $2,400 Building $31,850	$342,500 Land $24,000 Building $318,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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