3784 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 3784 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,790 sqft · built 1900
Lot Size	29 acres (1,263,240 sqft)
Owner	Individual Name on File
Last Sale	$3,300 (Jan 2020)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Jan 2020 Sale Jan 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-18-0-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`10-04-18-0-000-006.000`
Alternative APNs	`21646` `91944`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,790 sqft Living Area
1st Floor Area	1,790 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,263,240 sqft (29 acres)
Garage Type	Mixed
Garage Area	2,124 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	91944
Street Address	3784 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NE COR OF NW1/4 OF SEC 18, R6S, R2W, TH W 554.39', TH SO 361.29', TH SW'LY 848.88', TH SO 497.71', TH E 1258.48', TH N
Legal Range	2W
Legal Township	6S
Legal Section	18
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1018
Census Tract	5405

Owner

Source: Morgan County records · APN 10-04-18-0-000-006.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3784 E UPPER RIVER RD, SOMERVILLE, AL 35670-4124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 02, 2020	Warranty Deed, Transfer
Jan 18, 2019	Deed of Trust, Mortgage · Construction Mortgage REDSTONE FCU
Aug 20, 2018	Deed of Trust, Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2020 · Amount on Record
Deed Sale	Jan 02, 2020 · Amount on Record
Deed Book / Page	2020 / 31
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 02, 2020
Property Address	3784 E UPPER RIVER RD, SOMERVILLE, AL 35670-4124
Document Number	2020/00031
Book / Page	2020 / 00031
Instrument Date	Dec 30, 2019
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3694 E UPPER RIVER RD, 3694, SOMERVILLE, AL 35670-3024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3784 E UPPER RIVER RD, SOMERVILLE, AL 35670-4124

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3784 E UPPER RIVER RD, SOMERVILLE, AL 35670-4124
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/01608
Date	Jan 18, 2019
Book Page	2019/01608

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Aug 01, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3784 E UPPER RIVER RD, SOMERVILLE, AL 35670-4124
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/26479
Date	Aug 20, 2018
Book Page	2018/26479

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2033

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00 (-0.82%)	$39,480 (-) Land $13,740 Building $25,740	$390,800 (-0.51%) Land $137,400 Building $253,400
2024			$392,800 (-0.51%) Land $137,400 Building $255,400
2023	$1,820.00 (+3.41%) Homeowner's exemption	$39,480 (+5.93%) Land $13,740 Building $25,740	$394,800 (+5.93%) Land $137,400 Building $257,400
2022	$1,760.00 Homeowner's exemption	$37,270 Land $12,490 Building $24,780	$372,700 Land $124,900 Building $247,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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