3787 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 3787 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,242 sqft · built 1900
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Mar 2018)
Tax Bill	$311 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-04-18-0-000-010.002`

Property Details

APN / Parcel Number

Primary APN	`10-04-18-0-000-010.002`
Alternative APNs	`160819` `21652`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Porch	Open Porch
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	160819
Street Address	3787 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR SW1/4 NW1/4 TH N 110' TH NWLY 65' TH SWLY 210' TH SO 80' TH E 220' TO POB
Legal Range	2W
Legal Township	6S
Legal Section	18
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1038
Census Tract	5405

Owner

Source: Morgan County records · APN 10-04-18-0-000-010.002

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3787 E 3787 E, SOMERVILLE, AL 35670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 06, 2018	Survivorship Deed, Transfer · Conventional Mortgage HOME MORTGAGE OF AMERICA INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2018 · Amount on Record
Deed Sale	Mar 06, 2018 · Amount on Record
Prior Sale	Jan 20, 2015 · Amount on Record
Deed Book / Page	2018 / 1745
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3787 E UPPER RIVER RD, SOMERVILLE, AL 35670-4125
Transaction Type	Mortgage
Record Updated	Jul 06, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/29815
Date	Jun 16, 2022
Book Page	2022/29815

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

March 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 06, 2018
Property Address	3787 E UPPER RIVER RD, SOMERVILLE, AL 35670-4125
Document Number	2018/01745
Book / Page	2018 / 01745
Instrument Date	Mar 02, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	LAW FIRM TITLE CLOSING SERVICES, LAW FIRM TITLE & CLOSING SER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 SECTION LINE RD, 8, SOMERVILLE, AL 35670-4116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3787 E UPPER, SOMERVILLE, AL 35670

Mortgage

Document Number	0020186752
Date	Mar 06, 2018
Instrument	2018/6752

Lender

Name	HOME MORTGAGE OF AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$311.00	$9,750 (-) Land $700 Building $9,050	$97,500 (-) Land $7,000 Building $90,500
2024			$97,500 (-) Land $7,000 Building $90,500
2023	$311.00 (+5.78%) Homeowner's exemption	$9,750 (+5.06%) Land $700 Building $9,050	$97,500 (+5.06%) Land $7,000 Building $90,500
2022	$294.00 Homeowner's exemption	$9,280 Land $630 Building $8,650	$92,800 Land $6,300 Building $86,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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