3884 Arista Way, Oceanside, CA 92058 Property Records

San Diego County property record for 3884 Arista Way, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,067 sqft · built 2002
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Dec 2019)
Tax Bill	$6,896 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone A99 (high risk)
APN	`158-720-04-00`

Property Details

APN / Parcel Number

Primary APN	`158-720-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,067 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,360 sqft (0.146 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3884 ARISTA WAY
City	OCEANSIDE
State	CA
Zip	92058-1678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 4 TR 014212
Legal Subdivision	MONARCH
Legal Tract	014212
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18622

Owner

3884 Arista Way is owned and occupied by two individuals who bought it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3884 ARISTA WAY, OCEANSIDE, CA 92058-1678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage TROJAN HOME LOANS INC TROJAN HOME LOANS INC
Dec 24, 2019	Grant Deed, Transfer · Conventional Mortgage TROJAN HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2019 · Amount on File
Deed Sale	Dec 24, 2019 · Amount on File
Prior Sale	Aug 27, 2001 · Amount on File
Deed Document Number	2019603099
Prior Transfer Date	Sep 19, 2007
Prior Transfer Doc	0000623656
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3884 ARISTA WAY, OCEANSIDE, CA 92058-1678
Document Number	0000600086
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3884 ARISTA WAY OCEANSIDE CA 920581678, OCEANSIDE, CA 92058-1678

Mortgage

Document Number	0000600086
Date	Oct 6, 2020
Instrument	600086

Lender

Name	TROJAN HOME LOANS INC TROJAN HOME LOANS INC
Type	Bank
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 5, 2045

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2019
Property Address	3884 ARISTA WAY, OCEANSIDE, CA 92058-1678
Document Number	0000603099
Instrument Date	Dec 12, 2019
Instrument	603099
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3884 ARISTA WAY OCEANSIDE CA 920581678, OCEANSIDE, CA 92058-1678

Mortgage

Document Number	603100
Date	Dec 24, 2019
Instrument	603100

Lender

Name	TROJAN HOME LOANS INC
Type	Bank
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3884 Arista Way was $6,896.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$624,687 (+2%) Land $294,863 Building $329,824
2025	$6,896.00	$612,439 Land $289,082 Building $323,357
2023	$6,556.00 (+1.53%)	$588,658 Land $277,857 Building $310,801
2022	$6,457.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3884 Arista Way in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3884 Arista Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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