Whatcom County property record for 3883 Everett Ln, Ferndale, WA 98248
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 3 ba · 2,550 sqft · built 1985 |
| Lot Size | 6.19 acres (269,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Dec 2015) |
| Tax Bill | $5,263 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390104-299293-0000 |
| Primary APN | 390104-299293-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,550 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Multi-Level |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 269,636 sqft (6.19 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,876 sqft |
|---|---|
| Patio Area | 360 sqft |
| Balcony Area | 160 sqft |
| Storage Building | 240 sqft |
| Heating System | Wood Furnace |
|---|---|
| Heating Fuel | Wood |
| Account Number | 85832 |
|---|---|
| Street Address | 3883 EVERETT LN |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R5A |
| Legal Description | THAT PTN OF S 30 RODS OF W 1/2 NE DAF-BEG AT NW COR OF ABOVE DESC S 30 RODS-TH N 89 DEG 2820 E ALG NLY LI OF SD S 30 RODS 546.01 FT-TH S 00 DEG 45 26 E 495 FT TO SLY LI OF W 1/2 NE-TH S 89 DEG 2820 W ALG SD SLY LI 544.57 FT TO SW COR OF W 1/2 NE-TH N |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 04 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BLAINE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10407 |
Source: Whatcom County records · APN 390104-299293-0000
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3883 EVERETT LN, FERNDALE, WA 98248-8209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2021 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK |
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit UMPQUA BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2015 · Amount on Record |
| Deed Sale | Dec 23, 2015 · Amount on Record |
| Prior Sale | Oct 30, 2002 |
| Deed Document Number | 20151202564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3883 EVERETT LN, FERNDALE, WA 98248-8209 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000401179 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2021-0401179 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3883 EVERETT LN, FERNDALE, WA 98248-8209 |
| Document Number | 2201105055 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3883 EVERETT LN FERNDALE WA 982488209, FERNDALE, WA 98248-8209 |
| Document Number | 2201105055 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 1105055 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 29, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3883 EVERETT LN, FERNDALE, WA 98248-8209 |
| Document Number | 2190200468 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3883 EVERETT LN FERNDALE WA 982488209, FERNDALE, WA 98248-8209 |
| Document Number | 2190200468 |
|---|---|
| Date | Feb 07, 2019 |
| Instrument | 200468 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,263.00 (+16.9%) | $914,747 (+55.98%) Land $328,054 Building $586,693 | $914,747 (+15.92%) Land $328,054 Building $586,693 |
| 2022 | $586,449 Land $80,330 Building $506,119 | $789,119 Land $283,000 Building $506,119 | |
| 2021 | $4,502.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Declaration Networks Group Fixed Wireless · Fiber in parts of the area | 75 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 9 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PLEASANT VALLEY WATER SYSTEM private · serves 73 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2017 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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