3855 Everett Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 3855 Everett Ln, Ferndale, WA 98248

Property Summary

Property Type	Land for Livestock, Animals
Details	4 bd · 4 ba · 3,244 sqft · built 1999
Lot Size	9.71 acres (422,968 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,443 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3901042982050000`

Property Details

APN / Parcel Number

Primary APN	`3901042982050000`
Alternative APNs	`390104 301236 0000` `85833` `53595`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,244 sqft Total Area
1st Floor Area	1,940 sqft
2nd Floor Area	1,304 sqft
Upper Floors Area	555 sqft
Attic Area	555 sqft
Basement Area	1,840 sqft
Unfinished Basement	1,840 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1999
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	422,968 sqft (9.71 acres)
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	1,527 sqft
Storage Building	912 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	53595
Old Parcel Number	3901042982050000
Street Address	3855 EVERETT LN
City	FERNDALE
State	WA
Zip	98248-8209
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Land for Livestock, Animals
Local Zoning Code	R5A
Legal Description	W 1/2 NW SE-EXC S 10 ACRES THEREOF
Legal Range	01
Legal Township	39
Legal Section	04
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1029
Census Tract	10407

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 30978, BELLINGHAM, WA 98228-2978
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jun 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Apr 22, 2003 · Amount on Record
Last Transfer Date	Jun 15, 2017
Transfer Doc	2170601861
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3855 EVERETT LN, FERNDALE, WA 98248-8209
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200490
Date	Feb 6, 2026
Instrument	2026-0200490

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3855 EVERETT LN, FERNDALE, WA 98248-8209
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000500270
Date	May 4, 2021
Instrument	2021-0500270

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 15, 2017
Property Address	3855 EVERETT LN, FERNDALE, WA 98248-8209
Document Number	2170601861
Instrument Date	May 8, 2017
Instrument	601861
Transaction Type	Transfer
Record Updated	Jun 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,443.00 (+17%)	$827,342 (+16.54%) Land $72,680 Building $754,662	$1,115,521 (+15.92%) Land $360,859 Building $754,662
2022		$709,948 Land $58,928 Building $651,020	$962,320 Land $311,300 Building $651,020
2021	$5,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT VALLEY WATER SYSTEM private · serves 73 people · EPA ID WA5367900
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless · Fiber in parts of the area	75 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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