Whatcom County property record for 3859 Everett Ln, Ferndale, WA 98248
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Oct 2024) |
| Tax Bill | $1,007 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 543299 |
| Primary APN | 543299 |
|---|---|
| Alternative APNs |
|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Account Number | 543299 |
|---|---|
| Street Address | 3859 EVERETT LN |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8209 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R5A |
| Legal Description | S 10 ACRES-EXC E 5 ACRES OF W 1/2 NW SE |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 04 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BLAINE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10407 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9000 BAY CIR, BLAINE, WA 98230-9511 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Construction Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on Record |
| Deed Sale | Oct 21, 2024 · Amount on Record |
| Prior Sale | Jun 15, 2017 · Amount on Record |
| Deed Document Number | 2024-1001549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 20, 2026 |
| Property Address | 3859 EVERETT LN, FERNDALE, WA 98248-8209 |
| Document Number | 0000001576 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20261576 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 9000 BAY CIR, BLAINE, WA 98230-9511 |
| Document Number | 0000001576, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 20261576 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2057 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 15, 2017 |
| Property Address | 3859 EVERETT LN, FERNDALE, WA 98248-8209 |
| Document Number | 2170601862 |
| Instrument Date | May 8, 2017 |
| Instrument | 601862 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,007.00 (+1,402.99%) | $129,375 (+2,424.39%) Land $129,375 | $129,375 (+3.5%) Land $129,375 |
| 2022 | $5,125 Land $5,125 | $125,000 Land $125,000 | |
| 2021 | $67.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLEASANT VALLEY WATER SYSTEM private · serves 73 people · EPA ID WA5367900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2017 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Pogozone powered by Neubeam Fixed Wireless · Fiber in parts of the area | 75 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile, Verizon.
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