388 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 388 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,678 sqft · built 2006
Lot Size	0.072 acres (3,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Oct 2008)
Tax Bill	$16,756 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00055-0000-00020-0000-C000A`

Property Details

APN / Parcel Number

Primary APN	`13-00055-0000-00020-0000-C000A`
Alternative APN	`1300055000000020C000A`

Interior

Stories	2 Stories
Building Area	2,678 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	3,123 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Location & Zoning

Street Address	388 UNDERCLIFF AVE, A
City	EDGEWATER
State	NJ
Zip	07020-7251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	25X125
Legal Subdivision	388 UNDERCLIFF PLAZA
Legal Block	55
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3000
Census Tract	13002

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	388 UNDERCLIFF AVE, A, EDGEWATER, NJ 07020-7251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2008 · Amount on Record
Deed Sale	Oct 15, 2008 · Amount on Record
Prior Sale	Dec 1, 2006
Deed Document Number	20089254601
Deed Book / Page	9624 / 317
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	388 UNDERCLIFF AVE # A, A, EDGEWATER, NJ 07020-7251
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035320406
Date	Mar 5, 2020
Book Page	3532/406
Instrument	20-026545

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	388 UNDERCLIFF AVE # A, A, EDGEWATER, NJ 07020-7251
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039861041
Date	Mar 2, 2021
Book Page	3986/1041
Instrument	2021028195

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,086,500 (+6.67%) Land $361,300 Building $725,200	$1,086,500 (+6.67%) Land $361,300 Building $725,200
2025	$16,756.00 (+6.58%)	$1,018,600 (+6.44%) Land $343,100 Building $675,500	$1,018,600 (+6.44%) Land $343,100 Building $675,500
2024	$15,722.00 (+5.57%)
2023		$957,000 Land $313,800 Building $643,200	$957,000 Land $313,800 Building $643,200
2022	$14,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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