Bergen County and Edgewater Borough property record for 392 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,459 sqft · built 1905 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,200,000 (Nov 2024) |
| Tax Bill | $12,537 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00055-0000-00018 |
| Primary APN | 13-00055-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,459 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 392 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-7251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X125 |
| Legal Subdivision | A E ROSS |
| Legal Block | 55 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13002 |
392 Undercliff Ave is owned by a company that bought it in November 2024.
Source: Bergen County and Edgewater Borough records, as of May 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 392 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust · Conventional Mortgage CONSTRUCTION LOAN SERVICES LLC |
| Dec 10, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on File |
| Deed Sale | Nov 7, 2024 · Amount on File |
| Deed Document Number | 202466963 |
| Deed Book / Page | 5360 / 1386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 10, 2026 |
| Property Address | 392 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251 |
| Document Number | 0000023959 |
| Book / Page | 5769 / 441 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026.23959 |
| Record Updated | May 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 392 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251 |
| Document Number | 0000023959, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 5769/441 |
| Instrument | 2026.23959 |
| Name | CONSTRUCTION LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 10, 2018 |
| Property Address | 392 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251 |
| Document Number | 0031280154 |
| Book / Page | 003128 / 000154 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 86877 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 114 2ND AVE SEASIDE HEIGHTS NJ 087511229, SEASIDE HEIGHTS, NJ 08751-1229 |
Source: Bergen County and Edgewater Borough assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $841,100 Land $435,000 Building $406,100 | $841,100 Land $435,000 Building $406,100 | |
| 2024 | $12,537.00 | ||
| 2023 | $753,300 Land $395,000 Building $358,300 | $753,300 Land $395,000 Building $358,300 | |
| 2022 | $11,736.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2007–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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