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392 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 392 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property TypeSingle Family Home
Details2,459 sqft · built 1905
Lot Size0.144 acres (6,251 sqft)
OwnerCompany Name on Record
Last Sale$1,200,000 (Nov 2024)
Tax Bill$12,537 (2024)
Deeds & MortgagesApr 2026 Mortgage
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN13-00055-0000-00018

Property Details

APN / Parcel Number

Primary APN13-00055-0000-00018
Alternative APN
  • 130005500018

Interior

Stories2 Stories
Building Area2,459 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Construction TypeFrame
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide

Location & Zoning

Street Address392 UNDERCLIFF AVE
CityEDGEWATER
StateNJ
Zip07020-7251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description50X125
Legal SubdivisionA E ROSS
Legal Block55
Legal Lot Number18
JurisdictionBERGEN NJ
Township / Civil DivisionEDGEWATER
Census Block Group3
Census Block3000
Census Tract13002

Owner

Source: Bergen County and Edgewater Borough records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address392 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust · Conventional Mortgage
CONSTRUCTION LOAN SERVICES LLC
Dec 10, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2024 · Amount on Record
Deed SaleNov 7, 2024 · Amount on Record
Deed Document Number202466963
Deed Book / Page5360 / 1386
Record UpdatedSep 20, 2026

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateApr 10, 2026
Property Address392 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251
Document Number0000023959
Book / Page5769 / 441
Instrument DateMar 25, 2026
Instrument2026.23959
Record UpdatedMay 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address392 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251

Mortgage

Document Number0000023959,
DateApr 10, 2026
Book Page5769/441
Instrument2026.23959
Lender
NameCONSTRUCTION LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate5.98%
Max Rate-1%

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateDec 10, 2018
Property Address392 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7251
Document Number0031280154
Book / Page003128 / 000154
Instrument DateNov 27, 2018
Instrument86877
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address114 2ND AVE SEASIDE HEIGHTS NJ 087511229, SEASIDE HEIGHTS, NJ 08751-1229

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityEdgewater Borough
Unified School DistrictEdgewater Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$841,100 (+11.66%) Land $435,000 Building $406,100$841,100 (+11.66%) Land $435,000 Building $406,100
2024$12,537.00 (+6.83%)
2023$753,300 Land $395,000 Building $358,300$753,300 Land $395,000 Building $358,300
2022$11,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 units insured
incl. 2 condo units
Nearby Flood Claims2 (2007–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Starry.

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