382 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 382 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,610 sqft · built 1912
Lot Size	0.086 acres (3,751 sqft)
Owner	Company Name on File
Last Sale	$1,090,000 (Jun 2022)
Tax Bill	$14,112 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00062-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-00062-0000-00001`
Alternative APN	`130006200001`

Interior

Stories	2 Stories
Building Area	2,610 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	125 ft deep x 30 ft wide

Location & Zoning

Street Address	382 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-7257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	30X125
Legal Subdivision	EDGEWATER REALTY CO
Legal Block	62
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	3
Census Block	3000
Census Tract	13002

Owner

382 Undercliff Ave is owned by a company that bought it in June 2022.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	338 E COLUMBIA AVE, PALISADES PARK, NJ 07650-1904
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed, Transfer · Commercial Mortgage NEW MILLENNIUM BANK
Jun 10, 2021	Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Aug 15, 2017	Deed, Transfer WESTCOR LAND TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Aug 15, 2017 · Amount on File
Deed Document Number	202257589
Deed Book / Page	4702 / 409
Prior Transfer Date	May 4, 1993
Prior Transfer Doc	7629000515
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 6, 2022
Property Address	382 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7257
Document Number	0047020409
Book / Page	4702 / 409
Instrument Date	May 2, 2022
Instrument	2022057589
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	BLUELAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,564.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 LINWOOD PLZ # 248, 96, FORT LEE, NJ 07024-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 EAST COLUMBIA AVENUE, EDGEWATER, NJ 07020

Mortgage

Document Number	2022057590
Date	Jun 6, 2022
Instrument	2022057590

Lender

Name	NEW MILLENNIUM BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 10, 2021
Property Address	382 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7257
Document Number	0042051221
Book / Page	4205 / 1221
Instrument Date	May 7, 2021
Instrument	2021093792
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2469 2ND ST, 2469, FORT LEE, NJ 07024-4043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 LINWOOD PLZ, FORT LEE, NJ 07024-3701

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 15, 2017
Property Address	382 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7257
Document Number	0026952157
Book / Page	02695 / 2157
Instrument Date	Jul 26, 2017
Instrument	17-061242
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WESTCOR LAND TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$8,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	382 UNDERCLIFF AVE, 382, EDGEWATER, NJ 07020-7257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	382 UNDERCLIFF AVE, EDGEWATER, NJ 07020-7257
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 382 Undercliff Ave was $14,112, up 6.6% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$897,700 (+4.64%) Land $382,500 Building $515,200	$897,700 (+4.64%) Land $382,500 Building $515,200
2025	$14,112.00 (+6.64%)	$857,900 Land $363,800 Building $494,100	$857,900 Land $363,800 Building $494,100
2024	$13,233.00
2023		$800,200 Land $332,500 Building $467,700	$800,200 Land $332,500 Building $467,700
2022	$12,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 382 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 2 condo units
Nearby Flood Claims	2 (2007–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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