St. Johns County property record for 388 Summercove Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,947 sqft · built 2005 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $341,000 (Jun 2021) |
| Tax Bill | $4,624 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135411-0290 |
| Primary APN | 135411-0290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,947 sqft Living Area |
| Gross Area | 2,387 sqft |
| 1st Floor Area | 1,947 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 191 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 388 SUMMERCOVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/3-6 SUMMERHILL LOT 29 OR5293/818 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERHILL |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21301 |
Source: St. Johns County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 214 JOEY DR, SAINT AUGUSTINE, FL 32080-6420 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 3, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Prior Sale | Apr 3, 2018 · Amount on Record |
| Deed Document Number | 202167607 |
| Deed Book / Page | 5293 / 818 |
| Last Transfer Date | Jun 5, 2026 |
| Transfer Doc | 0000048780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 8, 2026 |
| Property Address | 388 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0000048780 |
| Book / Page | 6379 / 454 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202648780 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 214 JOEY DR, SAINT AUGUSTINE, FL 32080-6420 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 388 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0052930818 |
| Book / Page | 5293 / 818 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021067607 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,387.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2573 DOUGLAS HWY # 1717, 1717, JUNEAU, AK 99801-2027 |
| Name | Verified Name |
|---|---|
| Address | 214 JOEY DR, SAINT AUGUSTINE, FL 32080-6420 |
| Document Number | 0005293820 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 5293/820 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 388 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0049390768 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 388 SUMMERCOVE CIR ST AUGUSTINE FL 320865952, ST AUGUSTINE, FL 32086-5952 |
| Document Number | 0049390768 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 004939/000768 |
| Instrument | 35710 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 7, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 3, 2018 |
| Property Address | 388 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0045251040 |
| Book / Page | 004525 / 001040 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 21959 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 388 SUMMERCOVE CIR ST AUGUSTINE FL 320865952, ST AUGUSTINE, FL 32086-5952 |
| Document Number | 45251042 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 004525/001042 |
| Instrument | 21960 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,763 (+2.27%) Land $80,000 Building $245,763 | $325,763 (+2.27%) Land $80,000 Building $245,763 | |
| 2025 | $4,624.00 (+2.39%) | $318,524 (-6.29%) | $318,524 (-6.29%) Land $80,000 Building $238,524 |
| 2024 | $4,516.00 (-1.14%) | $339,889 (-) | $339,889 (-) Land $80,000 Building $259,889 |
| 2023 | $4,568.00 (+2.63%) | $339,889 (+3.18%) | $339,889 (+3.18%) Land $80,000 Building $259,889 |
| 2022 | $4,451.00 | $329,408 | $329,408 Land $78,400 Building $251,008 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures