St. Johns County property record for 384 Summercove Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 2005 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Nov 2023) |
| Tax Bill | $3,929 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135411-0280 |
| Primary APN | 135411-0280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| Gross Area | 2,150 sqft |
| 1st Floor Area | 1,698 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 184 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 384 SUMMERCOVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/3-6 SUMMERHILL LOT 28 OR5863/1980 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERHILL |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21301 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 384 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Nov 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Nov 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Sep 26, 2022 | Intrafamily Transfer, Transfer OS NATIONAL LLC |
| Jul 21, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on Record |
| Deed Sale | Nov 30, 2023 · Amount on Record |
| Prior Sale | Nov 30, 2022 · Amount on Record |
| Deed Document Number | 202393193 |
| Deed Book / Page | 5863 / 1980 |
| Prior Transfer Date | Sep 23, 2022 |
| Prior Transfer Doc | 0056400014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 30, 2023 |
| Property Address | 384 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0058631980 |
| Book / Page | 5863 / 1980 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023093193 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | SOUTHERN CENTRAL TITLE, SOUTHERN CAPITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 CASA BAY PL, SAINT AUGUSTINE, FL 32080-9302 |
| Name | Verified Name |
|---|---|
| Address | 384 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0058631982 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 5863/1982 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 30, 2022 |
| Property Address | 384 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0056710905 |
| Book / Page | 5671 / 905 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 2022108223 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 384 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Investor | Possibly a Property Investor |
| Document Number | 0005671907 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 5671/907 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 26, 2022 |
| Property Address | 384 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0056400014 |
| Book / Page | 5640 / 14 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022091374 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 21, 2022 |
| Property Address | 384 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0056010967 |
| Book / Page | 5601 / 967 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 2022071143 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,906.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 384 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,833 (-0.93%) Land $80,000 Building $222,833 | $302,833 (-0.93%) Land $80,000 Building $222,833 | |
| 2025 | $3,929.00 (+5.56%) Homeowner's exemption | $305,661 (-3.28%) | $305,661 (-6.09%) Land $80,000 Building $225,661 |
| 2024 | $3,722.00 (+18.01%) Homeowner's exemption | $316,042 (+18.01%) | $325,487 (+3.39%) Land $80,000 Building $245,487 |
| 2023 | $3,154.00 (+77.49%) Homeowner's exemption | $267,812 (+43.45%) | $314,814 (+10.35%) Land $80,000 Building $234,814 |
| 2022 | $1,777.00 Homeowner's exemption Senior Citizen's exemption | $186,693 | $285,292 Land $78,400 Building $206,892 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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