St. Johns County property record for 376 Summercove Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,451 sqft · built 2005 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $459,200 (Nov 2022) |
| Tax Bill | $4,061 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135411-0260 |
| Primary APN | 135411-0260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,451 sqft Living Area |
| Gross Area | 2,889 sqft |
| 1st Floor Area | 2,073 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 376 SUMMERCOVE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/3-6 SUMMERHILL LOT 26 OR5661/1752 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERHILL |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21301 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 376 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage BANK OF ENGLAND |
| Nov 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Dec 11, 2018 | Warranty Deed, Transfer ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2022 · Amount on Record |
| Deed Sale | Nov 8, 2022 · Amount on Record |
| Prior Sale | Dec 11, 2018 · Amount on Record |
| Deed Document Number | 2022103176 |
| Deed Book / Page | 5661 / 1752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 376 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | LANDMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 376 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Investor | Possibly a Property Investor |
| Document Number | 0059020694 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 5902/694 |
| Instrument | 2024012434 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 8, 2022 |
| Property Address | 376 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0056611752 |
| Book / Page | 5661 / 1752 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022103176 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,214.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 EAST AVE # AVE2X, AVE2X, ROCHESTER, NY 14610-3124 |
| Name | Verified Name |
|---|---|
| Address | 376 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Investor | Possibly a Property Investor |
| Document Number | 0056611754 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 5661/1754 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 11, 2018 |
| Property Address | 376 SUMMERCOVE CIR, SAINT AUGUSTINE, FL 32086-5952 |
| Document Number | 0046521133 |
| Book / Page | 004652 / 001133 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 88262 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,044.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 376 SUMMERCOVE CIR ST AUGUSTINE FL 320865952, ST AUGUSTINE, FL 32086-5952 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,001 (+2.7%) | $372,386 (-0.32%) Land $80,000 Building $292,386 | |
| 2025 | $4,061.00 (+12.68%) Homeowner's exemption | $315,483 (+2.9%) | $373,573 (-6.65%) Land $80,000 Building $293,573 |
| 2024 | $3,604.00 (+2.04%) Homeowner's exemption | $306,592 (+3%) | $400,194 (-) Land $80,000 Building $320,194 |
| 2023 | $3,532.00 (+55.18%) Homeowner's exemption | $297,662 (+49.79%) | $400,194 (+11.12%) Land $80,000 Building $320,194 |
| 2022 | $2,276.00 Homeowner's exemption | $198,718 | $360,156 Land $78,400 Building $281,756 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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