Putnam County and Kent Town property record for 371 Pudding St, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,911 sqft · built 1959 |
| Lot Size | 8.64 acres (376,358 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2019) |
| Tax Bill | $8,558 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 31.17-1-11 |
| Primary APN | 372200 31.17-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 2,359 sqft |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 546 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 376,358 sqft (8.64 acres) |
| Lot Width | 350 ft Width |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 184 sqft |
| Patio Area | 1,300 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 371 PUDDING ST |
|---|---|
| City | CARMEL |
| State | NY |
| Zip | 10512-3945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 11.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 10500 |
371 Pudding St is owned and occupied by two individuals who bought it in July 2019.
Source: Putnam County and Kent Town records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 371 PUDDING ST, CARMEL, NY 10512-3945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jul 26, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on File |
| Deed Sale | Jul 26, 2019 · Amount on File |
| Prior Sale | Jul 21, 2015 · Amount on File |
| Deed Document Number | 2019118212019 |
| Deed Book / Page | 2121 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 371 PUDDING ST, CARMEL, NY 10512-3945 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | MAIN STREET TITLE, MAIN STREET TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 371 PUDDING ST, CARMEL, NY 10512-3945 |
| Document Number | 0073270020 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 7327/20 |
| Instrument | 4468-2021 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 26, 2019 |
| Property Address | 371 PUDDING ST, CARMEL, NY 10512-3945 |
| Document Number | 0021210023 |
| Book / Page | 002121 / 000023 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 11821 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2019 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 MEGA LN CARMEL NY 105123711, CARMEL, NY 10512-3711 |
| Document Number | 69410182 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 006941/000182 |
| Instrument | 11822 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2049 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $550,000 Land $145,100 Building $404,900 | $550,000 Land $145,100 Building $404,900 | |
| 2024 | $8,558.00 | ||
| 2023 | $201,700 (-) Land $42,000 Building $159,700 | $293,169 (+21.66%) Land $61,047 Building $232,122 | |
| 2022 | $201,700 Land $42,000 Building $159,700 | $240,980 Land $50,179 Building $190,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 371 Pudding St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 371 Pudding St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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