342 Pudding St, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 342 Pudding St, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,000 sqft · built 1991
Lot Size	1.07 acres (46,800 sqft)
Owner	2 Company Names on Record
Tax Bill	$16,836 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`372200 30.20-1-26`

Property Details

APN / Parcel Number

Primary APN	`372200 30.20-1-26`
Alternative APNs	`220003002000010260000000` `118680`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	1,704 sqft
2nd Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	46,800 sqft (1.07 acres)
Lot Dimensions	390 ft deep x 120 ft wide
View / Lot	Urban
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	1,247 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	118680
Street Address	342 PUDDING ST
City	CARMEL
State	NY
Zip	10512-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	26.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	2
Census Block	2043
Census Tract	10500

Owner

Source: Putnam County and Kent Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	342 PUDDING ST, CARMEL, NY 10512-3943
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 23, 2025
Transfer Doc	0024070058
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	342 PUDDING ST, CARMEL, NY 10512-3943
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 PUDDING ST, CARMEL, NY 10512-3943

Mortgage

Document Number	0075730054
Date	Jan 27, 2022
Book Page	7573/54
Instrument	998-2022

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union
Address	KINGSTON, NY 12401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$750,000 (+99.15%) Land $95,300 Building $654,700	$750,000 (+37.02%) Land $95,300 Building $654,700
2024	$16,836.00	$376,600 (-) Land $42,000 Building $334,600	$547,384 (-)
2023		$376,600 (-) Land $42,000 Building $334,600	$547,384 (+21.66%) Land $61,047 Building $486,337
2022		$376,600 Land $42,000 Building $334,600	$449,940 Land $50,179 Building $399,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20