Mathews County property record for 388 Main St, Mathews, VA 23109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,293 sqft · built 1923 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,744 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 26A3-A-131 |
| Primary APN | 26A3-A-131 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,293 sqft Living Area |
| Basement Area | 736 sqft |
| Unfinished Basement | 736 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 34,848 sqft (0.8 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 388 MAIN ST |
|---|---|
| City | MATHEWS |
| State | VA |
| Zip | 23109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AC .800 B 0332/ 775 |
| Legal Lot Number | 131 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 951402 |
388 Main St, a single family home, is owned by an individual.
Source: Mathews County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 641, MATHEWS, VA 23109-0641 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 388 MAIN ST, MATHEWS, VA 23109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180000297 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 180000297 |
| Name | FIRST DIRECT LENDING |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2026 property tax bill for 388 Main St was $1,744.
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,744.00 | $281,300 Land $33,300 Building $248,000 | |
| 2025 | $1,744.00 | ||
| 2023 | $1,575.00 | $281,300 Land $33,300 Building $248,000 | $281,300 Land $33,300 Building $248,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 388 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 33 (1998–2022) |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 388 Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRICKET HILL APARTMENTS private · serves 88 people · EPA ID VA4115455 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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