Mathews County property record for 312 Main St, Mathews, VA 23109
| Property Type | Commercial |
|---|---|
| Details | 3,710 sqft · built 1993 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,283 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 26A3-A-169 |
| Primary APN | 26A3-A-169 |
|---|
| Building Area | 3,710 sqft Building Perimeter |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Street Address | 312 MAIN ST |
|---|---|
| City | MATHEWS |
| State | VA |
| Zip | 23109 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | AC .110 0000/ |
| Legal Lot Number | 169 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 951402 |
312 Main St, a commercial property, is owned by an individual.
Source: Mathews County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 81, MATHEWS, VA 23109-0081 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 312 MAIN ST, MATHEWS, VA 23109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180000325 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 180000325 |
| Name | MATHEWS COUNTY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 312 Main St was $1,283, up 0.1% from the year before.
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,283.00 (+0.08%) | $206,900 Land $57,500 Building $149,400 | |
| 2025 | $1,282.00 | ||
| 2023 | $1,158.00 | $206,900 Land $57,500 Building $149,400 | $206,900 Land $57,500 Building $149,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 33 (1998–2022) |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRICKET HILL APARTMENTS private · serves 88 people · EPA ID VA4115455 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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