440 Main St, Mathews, VA 23109 Property Records

Mathews County property record for 440 Main St, Mathews, VA 23109

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,776 sqft · built 1925
Lot Size	6.71 acres (292,288 sqft)
Owner	2 Company Names on File
Last Sale	$400,000 (Jan 2024)
Tax Bill	$3,100 (2026)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`26A3-A-129`

Property Details

APN / Parcel Number

Primary APN	`26A3-A-129`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,776 sqft Living Area
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Roof Type	Hip
Roof Material	Asphalt
Lot Area	292,288 sqft (6.71 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	440 MAIN ST
City	MATHEWS
State	VA
Zip	23109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WB 26-238 DB 59-579
Legal Lot Number	129
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	1
Census Block	1018
Census Tract	951402

Owner

440 Main St is owned by a company that bought it in January 2024.

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	27 WATERS EDGE DR, MOON, VA 23119-2145
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Jan 2, 2024	Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO
Dec 10, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Deed Document Number	20246
Prior Transfer Date	Dec 2, 2021
Prior Transfer Doc	0000002233
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jan 2, 2024
Property Address	440 MAIN ST, MATHEWS, VA 23109
Document Number	0240000006
Instrument Date	Dec 29, 2023
Instrument	240000006
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 WYTHE ST, ALEXANDRIA, VA 22314-1842

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jan 2, 2024
Property Address	440 MAIN ST, MATHEWS, VA 23109
Document Number	0240000006
Instrument Date	Dec 28, 2023
Instrument	240000006
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 WYTHE ST, ALEXANDRIA, VA 22314-1842

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MATHEWS VA
Recording Date	Dec 10, 2021
Property Address	440 MAIN ST, MATHEWS, VA 23109
Document Number	0210002233
Instrument Date	Dec 2, 2021
Instrument	210002233
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 38, HARTFIELD, VA 23071-0038

Tax Assessment & Valuation

The 2026 property tax bill for 440 Main St was $3,100.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,100.00	$500,000 Land $107,100 Building $392,900
2025	$3,100.00
2023	$2,800.00	$500,000 Land $107,100 Building $392,900	$500,000 Land $107,100 Building $392,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 203 policies
Nearby Flood Policies	203 in force
Nearby Flood Claims	33 (1998–2022)
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRICKET HILL APARTMENTS private · serves 88 people · EPA ID VA4115455
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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