388 Lear Rd, Avon Lake, OH 44012 Property Records

Lorain County property record for 388 Lear Rd, Avon Lake, OH 44012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1986
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (Apr 2021)
Tax Bill	$5,346 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00-019-144-070`

Property Details

APN / Parcel Number

Primary APN	`04-00-019-144-070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	1,290 sqft
Basement Area	1,244 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	388 LEAR RD
City	AVON LAKE
State	OH
Zip	44012-2079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEAR WEST ESTATES PH 1 100 X 150
Legal Subdivision	LEAR WEST ESTATES PH 1
Legal Block	144
Legal Lot Number	2
Jurisdiction	LORAIN OH
Township / Civil Division	AVON LAKE
Census Block Group	1
Census Block	1018
Census Tract	97402

Owner

Source: Lorain County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	388 LEAR RD, AVON LAKE, OH 44012-2079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	2021811183
Prior Transfer Date	Jul 2, 2007
Prior Transfer Doc	0000254685
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 13, 2026
Property Address	388 LEAR RD, AVON LAKE, OH 44012-2079
Document Number	0000103235
Instrument Date	Jul 3, 2026
Instrument	2026103235
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	TITLE365 - OMAHA, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 LEAR RD, AVON LAKE, OH 44012-2079

Mortgage

Document Number	0000103235,
Date	Jul 13, 2026
Instrument	2026103235

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2056

Interest

Rate	6.48%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 6, 2021
Property Address	388 LEAR RD, AVON LAKE, OH 44012-2079
Document Number	0000811183
Map Reference	VOL 39 PG 32
Instrument Date	Apr 5, 2021
Instrument	2021-0811183
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	BARRISTERS OF OHIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 LEAR RD, AVON LAKE, OH 44012-2079

Mortgage

Document Number	0000811184
Date	Apr 6, 2021
Instrument	2021-0811184

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon Lake City
County	Lorain County
Unified School District	Avon Lake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,346.00 Homeowner's exemption	$105,620 (+%) Land $33,250 Building $72,370	$301,760 (-) Land $95,000 Building $206,760
2024	$5,346.00 (+22.95%)	$105,616 (+29.2%) Land $33,250 Building $72,366	$301,760 (+29.2%) Land $95,000 Building $206,760
2023	$4,348.00 (+1.05%)	$81,747 (%) Land $25,960 Building $55,787	$233,560 (-) Land $74,170 Building $159,390
2022	$4,303.00	$81,750 Land $25,960 Building $55,790
2021			$233,560 Land $74,170 Building $159,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: AT&T.

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