370 Lear Rd, Avon Lake, OH 44012 Property Records

Lorain County property record for 370 Lear Rd, Avon Lake, OH 44012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,646 sqft · built 1986
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$382,000 (May 2026)
Tax Bill	$5,013 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-00-019-144-067`

Property Details

APN / Parcel Number

Primary APN	`04-00-019-144-067`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
Gross Area	2,106 sqft
1st Floor Area	970 sqft
Basement Area	676 sqft
Family Room	Family Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Patio Area	390 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	370 LEAR RD
City	AVON LAKE
State	OH
Zip	44012-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEAR WEST ESTATES 100 X 150.19
Legal Subdivision	LEAR WEST ESTATES
Legal Block	144
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	AVON LAKE
Census Block Group	1
Census Block	1018
Census Tract	97402

Owner

Source: Lorain County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	370 LEAR RD, AVON LAKE, OH 44012-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Nov 3, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Nov 3, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jun 18, 2012 · Amount on Record
Deed Document Number	202696125
Prior Transfer Date	Jul 17, 2004
Prior Transfer Doc	0000035482
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	370 LEAR RD, AVON LAKE, OH 44012-2002
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 LEAR RD, AVON LAKE, OH 44012-2002

Mortgage

Document Number	0000062539
Date	Aug 6, 2025
Instrument	2025-0062539

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	370 LEAR RD, AVON LAKE, OH 44012-2002
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 LEAR RD, AVON LAKE, OH 44012-2002

Mortgage

Document Number	0000847563
Date	Nov 3, 2021
Instrument	2021-0847563

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	227 Months
Due	Oct 6, 2040

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 18, 2026
Property Address	370 LEAR RD, AVON LAKE, OH 44012-2002
Document Number	0000096125
Instrument Date	May 11, 2026
Instrument	202696125
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154,328.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 LEAR RD, AVON LAKE, OH 44012-2002

Mortgage

Document Number	0000096126,
Date	May 18, 2026
Instrument	202696126

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	370 LEAR RD, AVON LAKE, OH 44012-2002
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 LEAR RD, AVON LAKE, OH 44012-2002

Mortgage

Document Number	20210847563
Date	Nov 3, 2021
Instrument	2021-0847563

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	227 Months
Due	Oct 6, 2040

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon Lake City
County	Lorain County
Unified School District	Avon Lake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,013.00 (+6.98%) Homeowner's exemption	$99,040 (-) Land $33,250 Building $65,790	$282,970 (-) Land $95,000 Building $187,970
2024	$4,686.00 (+17.5%)	$99,040 (+32.08%) Land $33,250 Building $65,790	$282,970 (+32.08%) Land $95,000 Building $187,970
2023	$3,988.00 (+1.06%)	$74,985 (-0.01%) Land $25,960 Building $49,025	$214,240 (-) Land $74,170 Building $140,070
2022	$3,946.00	$74,990 Land $25,960 Building $49,030
2021			$214,240 Land $74,170 Building $140,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: AT&T.

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