Lorain County property record for 409 Lear Rd, Avon Lake, OH 44012
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,401 sqft · built 1974 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Company Name on Record |
| Last Sale | $470,000 (Apr 2010) |
| Tax Bill | $13,959 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00-030-141-039 |
| Primary APN | 04-00-030-141-039 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,401 sqft Gross Area |
| 1st Floor Area | 2,401 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 38,333 sqft (0.88 acres) |
| Heating Fuel | Gas |
|---|
| Street Address | 409 LEAR RD |
|---|---|
| City | AVON LAKE |
| State | OH |
| Zip | 44012-2003 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 2010-0332219 |
| Legal Subdivision | AVON SEC 17 |
| Legal Block | 141 |
| Legal Lot Number | 44122 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AVON LAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 97402 |
Source: Lorain County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3333 RICHMOND RD, 150, BEACHWOOD, OH 44122-4198 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2010 · Amount on Record |
| Deed Sale | Apr 27, 2010 · Amount on Record |
| Prior Sale | Sep 16, 1998 · Amount on Record |
| Deed Document Number | 2010332219 |
| Prior Transfer Date | Apr 16, 2008 |
| Prior Transfer Doc | 0000249993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 18, 2021 |
| Property Address | 409 LEAR RD, AVON LAKE, OH 44012-2003 |
| Document Number | 0000808042 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021-0808042 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | OHIO TITLE CORPORATION, OHIO TITLE CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2503 E BROAD ST, COLUMBUS, OH 43209-1758 |
| Document Number | 0000808155 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-0808155 |
| Name | WAYNE SAVINGS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Avon Lake City |
| County | Lorain County |
| Unified School District | Avon Lake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,959.00 (+8.22%) | $202,620 (%) Land $59,870 Building $142,750 | $578,920 (-) Land $171,060 Building $407,860 |
| 2024 | $12,899.00 (+5.45%) | $202,622 (+23%) Land $59,871 Building $142,751 | $578,920 (+23%) Land $171,060 Building $407,860 |
| 2023 | $12,232.00 (+2.32%) | $164,739 (%) Land $58,699 Building $106,040 | $470,680 (-) Land $167,710 Building $302,970 |
| 2022 | $11,955.00 | $164,740 Land $58,700 Building $106,040 | |
| 2021 | $470,680 Land $167,710 Building $302,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
May also be available: AT&T.
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