Lorain County property record for 38780 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1900 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jan 2025) |
| Tax Bill | $1,918 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-102-025 |
| Primary APN | 10-00-005-102-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 576 sqft |
| 2nd Floor Area | 576 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Heating System | HVAC |
|---|
| Street Address | 38780 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OL 5 |
| Legal Subdivision | CARLISLE SEC 05 |
| Legal Block | 102 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 71202 |
38780 Chestnut Ridge Rd is owned and occupied by an individual who bought it in January 2025.
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38780 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2025 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 21, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2025 · Amount on File |
| Deed Sale | Jan 24, 2025 · Amount on File |
| Prior Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 2025000358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 24, 2025 |
| Property Address | 38780 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232 |
| Document Number | 0000040388 |
| Instrument Date | Jan 20, 2025 |
| Instrument | 2025-0040388 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38780 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232 |
| Name | Verified Name |
|---|---|
| Address | 38780 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232 |
| Document Number | 0000040389 |
|---|---|
| Date | Jan 24, 2025 |
| Instrument | 2025-0040389 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 21, 2021 |
| Property Address | 38780 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232 |
| Document Number | 0000819176 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021-0819176 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38806 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8246 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 38780 Chestnut Ridge Rd was $1,918.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,918.00 | $40,740 Land $10,650 Building $30,090 | $116,400 Land $30,430 Building $85,970 |
| 2023 | $2,016.00 (+6.33%) | $32,964 (+0.01%) Land $11,540 Building $21,424 | $94,180 Land $32,970 Building $61,210 |
| 2022 | $1,896.00 | $32,960 Land $11,540 Building $21,420 | |
| 2021 | $94,180 Land $32,970 Building $61,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38780 Chestnut Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38780 Chestnut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures