38730 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38730 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,144 sqft · built 1977
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$39,000 (Apr 2017)
Tax Bill$2,469 (2025)
Deeds & MortgagesAug 2019 Transfer
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-00-005-102-053

Property Details

APN / Parcel Number

Primary APN10-00-005-102-053

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area1,880 sqft
1st Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions134 ft deep x 68 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area312 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address38730 CHESTNUT RIDGE RD
CityELYRIA
StateOH
Zip44035-8232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT RIDGE HTS #2 75 X 135.34
Legal SubdivisionCHESTNUT RIDGE HTS 2
Legal Block102
Legal Lot Number38
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3023
Census Tract71202

Owner

Source: Lorain County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38730 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 5, 2017Grant Deed, Transfer · Conventional Mortgage
COMMUNITY STAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2017 · Amount on Record
Deed SaleApr 5, 2017 · Amount on Record
Prior SaleNov 17, 2016 · Amount on Record
Deed Document Number2017624825
Last Transfer DateAug 16, 2019
Transfer Doc0000726952
Record UpdatedOct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateAug 20, 2019
Property Address38730 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232
Document Number0000726952
Instrument DateAug 16, 2019
Instrument726952
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38730 CHESTNUT RIDGE RD ELYRIA OH 440358232, ELYRIA, OH 44035-8232

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateApr 5, 2017
Property Address38730 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232
Document Number0000624825
Instrument DateFeb 14, 2017
Instrument624825
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$156.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address832 CLEVELAND ST ELYRIA OH 440354141, ELYRIA, OH 44035-4141

Mortgage

Document Number624826
DateApr 5, 2017
Instrument624826
Lender
NameCOMMUNITY STAR CU
AddressELYRIA, OH 44035
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 4, 2027

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,469.00 Homeowner's exemption$52,440 (%) Land $13,120 Building $39,320$149,830 (-) Land $37,480 Building $112,350
2024$2,469.00 (+36.64%)$52,441 (+58.12%) Land $13,118 Building $39,323$149,830 (+58.12%) Land $37,480 Building $112,350
2023$1,807.00 (+0.39%)$33,166 (-0.01%) Land $10,108 Building $23,058$94,760 (-) Land $28,880 Building $65,880
2022$1,800.00$33,170 Land $10,110 Building $23,060
2021$94,760 Land $28,880 Building $65,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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