38744 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 38744 Chestnut Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1977
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (Apr 2018)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-102-052`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-102-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	135 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	38744 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT RIDGE HTS #2 75 X 137.89
Legal Subdivision	CHESTNUT RIDGE HEIGHTS SUBDIVISION #2
Legal Block	102
Legal Lot Number	37
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3023
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-005-102-052

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38744 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Apr 19, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Mar 31, 2016 · Amount on Record
Deed Document Number	2018001861
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	38744 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232
Document Number	0000783679
Instrument Date	Oct 09, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38744 CHESTNUT RIDGE RD ELYRIA OH 440358232, ELYRIA, OH 44035-8232

Mortgage

Document Number	0000783679
Date	Oct 15, 2020
Instrument	783679

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 14, 2045

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 19, 2018
Property Address	38744 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8232
Document Number	0000669099
Instrument Date	Apr 18, 2018
Instrument	669099
Transaction Type	Transfer
Record Updated	May 01, 2018
Title Company	AMERICAN PATRIOT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38744 CHESTNUT RIDGE RD ELYRIA OH 440358232, ELYRIA, OH 44035-8232

Mortgage

Document Number	669100
Date	Apr 19, 2018
Instrument	669100

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00	$45,880 (+0.01%) Land $13,120 Building $32,760	$131,070 (-) Land $37,480 Building $93,590
2024	$2,160.00 (+10.66%)	$45,875 (+28.04%) Land $13,118 Building $32,757	$131,070 (+28.04%) Land $37,480 Building $93,590
2023	$1,952.00 (+0.36%)	$35,830 (-) Land $10,108 Building $25,722	$102,370 (-) Land $28,880 Building $73,490
2022	$1,945.00	$35,830 Land $10,110 Building $25,720
2021			$102,370 Land $28,880 Building $73,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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