3876 Will Proctor St, Denver, NC 28037 Property Records

Lincoln County property record for 3876 Will Proctor St, Denver, NC 28037

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,296 sqft · built 1983
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jun 2026)
Tax Bill	$924 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`3695-64-6863`

Property Details

APN / Parcel Number

Primary APN	`3695-64-6863`
Alternative APNs	`369515646863` `258377` `300019` `317579` `31017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	317579
Street Address	3876 WILL PROCTOR ST
City	DENVER
State	NC
Zip	28037-8290
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	ELDD R-S
Legal Description	CED KNOLL 13 RD 1386
Legal Subdivision	HAYTHEM F & CATHY S KASEM SURV
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3876 WILL PROCTOR ST, DENVER, NC 28037-8290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Oct 3, 2023	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Oct 3, 2023 · Amount on Record
Deed Document Number	2026711355
Deed Book / Page	3514 / 436
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 22, 2026
Property Address	3876 WILL PROCTOR ST, DENVER, NC 28037-8290
Document Number	0000711355
Book / Page	3514 / 436
Instrument Date	Jun 22, 2026
Instrument	2026711355
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 WILL PROCTOR ST, DENVER, NC 28037-8290

Mortgage

Document Number	0000711356,
Date	Jun 22, 2026
Instrument	2026711356

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 3, 2023
Property Address	3876 WILL PROCTOR ST, DENVER, NC 28037-8290
Document Number	0003280623
Book / Page	3280 / 623
Instrument Date	Oct 2, 2023
Instrument	672615
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$402.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7296 ALBEMARLE DR, DENVER, NC 28037-6537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 WILL PROCTOR ST, DENVER, NC 28037-8290

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$924.00 (+0.54%)	$128,884 (-) Land $40,000 Building $88,884	$128,884 (-) Land $40,000 Building $88,884
2025	$919.00 (+2.45%)	$128,884 (-) Land $40,000 Building $88,884	$128,884 (-) Land $40,000 Building $88,884
2023	$897.00	$128,884 Land $40,000 Building $88,884	$128,884 Land $40,000 Building $88,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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