3875 Stone Ridge Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3875 Stone Ridge Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1988
Lot Size	0.277 acres (12,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,400 (Sep 2014)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	May 2021 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-2-002-067.02`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-2-002-067.02`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,272 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	12,049 sqft (0.277 acres)
Lot Dimensions	125 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	192 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3875 STONE RIDGE CT
City	ARNOLD
State	MO
Zip	63010-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	CRYSTAL WOOD WEST AMENDED LOT 13
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	CRYSTAL WOOD WEST
Legal Block	4
Legal Lot Number	13
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	4
Census Block	4003
Census Tract	700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3875 STONE RIDGE CT, ARNOLD, MO 63010-4128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Nov 21, 2020	Deed of Trust, Mortgage PENNYMAC
Feb 20, 2020	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2014 · Amount on Record
Deed Sale	Sep 2, 2014 · Amount on Record
Prior Sale	Jun 18, 2013
Deed Document Number	201425970
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3875 STONE RIDGE CT, ARNOLD, MO 63010-4128
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R022334
Date	May 21, 2021
Instrument	2021R-022334

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3875 STONE RIDGE CT, ARNOLD, MO 63010-4128
Document Number	0000046495
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3875 STONE RIDGE CT ARNOLD MO 630104128, ARNOLD, MO 63010-4128

Mortgage

Document Number	0000046495
Date	Dec 3, 2020
Instrument	46495

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3875 STONE RIDGE CT, ARNOLD, MO 63010-4128
Document Number	0000006762
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	PINNACLE TITLE AGENCY, PINNACLE TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3875 STONE RIDGE CT ARNOLD MO 630104128, ARNOLD, MO 63010-4128

Mortgage

Document Number	0000006762
Date	Feb 26, 2020
Instrument	6762

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,900 (-) Land $1,800 Building $20,100	$115,000 (-) Land $9,400 Building $105,600
2025	$1,430.00 (-0.28%)	$21,900 (+8.96%) Land $1,800 Building $20,100	$115,000 (-) Land $9,400 Building $105,600
2024	$1,434.00 (+0.63%)		$115,000 (+8.9%) Land $9,400 Building $105,600
2023	$1,425.00	$20,100 Land $1,800 Building $18,300	$105,600 Land $9,400 Building $96,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Nearby Properties on Stone Ridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures