Flathead County property record for 3872 Winter Ln, Whitefish, MT 59937
| Property Type | Common Area (Residential) |
|---|---|
| Details | 2 bd · 2 ba · 825 sqft · built 2017 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | May 2017 Line of Credit Feb 2017 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | KKKKKKKKKK |
| Primary APN | KKKKKKKKKK |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|
| Lot Area | 13,852 sqft (0.318 acres) |
|---|---|
| Deck Area | 384 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Account Number | KKKKKKKKKK |
|---|---|
| Street Address | 3872 WINTER LN |
| City | WHITEFISH |
| State | MT |
| Zip | 59937 |
| Property Category | Other |
| Property Type | Other > Common Area (Residential) |
| Legal Description | GOODWIN CONDO ON L1 SNOW BEAR SUB, S02, T31 N, R22 W, SNOW BEAR SUB, LOT 1 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 02 |
| Legal Subdivision | GOODWIN CONDO ON L1 SNOW BEAR SUB |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 302 |
3872 Winter Ln is owned by a company.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | KALISPELL, MT 59901 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2017 | Deed of Trust, Mortgage · Line of Credit THREE RIVERS BANK OF MONTANA |
| Feb 7, 2017 | Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK OF MONTANA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3872 WINTER LN, WHITEFISH, MT 59937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700008766 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 201700008766 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jun 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 3872 WINTER LN, WHITEFISH, MT 59937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FT |
| Name | Verified Name |
|---|
| Document Number | 201700002771 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 201700002771 |
| Name | THREE RIVERS BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 15, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $5,817,840 | |
| 2025 | $5,817,840 Land $5,817,840 | |
| 2023 | $5,817,840 Land $5,817,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3872 Winter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3872 Winter Ln is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures