Flathead County property record for 3870 Winter Ln, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 806 sqft · built 2018 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,168 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0753813 |
| Primary APN | R0753813 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 806 sqft Living Area |
| 1st Floor Area | 806 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,505 sqft (0.333 acres) |
| Garage Area | 570 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000086600 |
|---|---|
| Street Address | 3870 WINTER LN |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIG MOUNTAIN VIEW SUB, S02, T31 N, R22 W, LOT 019, BIG MOUNTAIN VIEW SUB LOT 19 ASSR# 0000086600 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 02 |
| Legal Subdivision | BIG MOUNTAIN VIEW SUB |
| Legal Lot Number | 19 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 302 |
3870 Winter Ln is owned and occupied by two individuals who acquired it in May 2016.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3870 WINTER LN, WHITEFISH, MT 59937-8085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2016 |
| Deed Sale | May 16, 2016 |
| Deed Document Number | 20169363 |
| Prior Transfer Date | Jun 11, 2008 |
| Prior Transfer Doc | 0000021595 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3870 Winter Ln was $14,168.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,168.00 | $1,997,735 | |
| 2025 | $1,997,735 Land $1,515,175 Building $482,560 | ||
| 2023 | $8,287.00 | $1,150,680 | $1,150,680 Land $826,600 Building $324,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3870 Winter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3870 Winter Ln is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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