3872 Winter Ln, #C, Whitefish, MT 59937 Property Records

Flathead County property record for 3872 Winter Ln, #C, Whitefish, MT 59937

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 825 sqft · built 2017
Owner	2 Individual Names on Record
Last Sale	$2,437,500 (Aug 2021)
Tax Bill	$24,572 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R850209`

Property Details

APN / Parcel Number

Primary APN	`R850209`
Alternative APNs	`07-4292-02-1-16-06-7003` `0000015891`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	825 sqft Living Area
1st Floor Area	578 sqft
2nd Floor Area	247 sqft
Basement Area	578 sqft
Finished Basement	578 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000015891
Street Address	3872 WINTER LN, C
City	WHITEFISH
State	MT
Zip	59937
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOODWIN CONDO ON L1 SNOW BEAR SUB, S02, T31 N, R22 W, UNIT C, 33.34% COMMON AREA INTEREST
Legal Range	22W
Legal Township	31N
Legal Section	02
Legal Subdivision	GOODWIN CONDO ON L1 SNOW BEAR SUB
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1002
Census Tract	302

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1252 HIGHWAY 52, FESSENDEN, ND 58438-9477
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	202128859
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	3872 WINTER LN # C, C, WHITEFISH, MT 59937
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200008304
Date	Mar 31, 2022
Instrument	202200008304

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 17, 2021
Property Address	3872 WINTER LN # C, C, WHITEFISH, MT 59937
Document Number	202100028859
Instrument Date	Aug 16, 2021
Instrument	202100028859
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1252 HIGHWAY 52, FESSENDEN, ND 58438-9477

Mortgage

Document Number	202100028860
Date	Aug 17, 2021
Instrument	202100028860

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	8.5%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,572.00 (+13.5%)	$3,464,568 (+15.26%)
2025			$3,464,568 (+15.26%) Land $1,939,668 Building $1,524,900
2023	$21,649.00	$3,005,888	$3,005,888 Land $1,939,668 Building $1,066,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on Winter Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures