38710 Bell Rd, Willoughby, OH 44094 Property Records

Lake County property record for 38710 Bell Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,992 sqft · built 2000
Lot Size	0.888 acres (38,707 sqft)
Owner	Individual Name on File
Last Sale	$436,000 (Oct 2021)
Tax Bill	$9,664 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-B-049-D-00-022-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-049-D-00-022-0`
Alternative APN	`210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,992 sqft Living Area
1st Floor Area	1,352 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	38,707 sqft (0.888 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Patio Area	780 sqft
Balcony	Balcony
Balcony Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	210
Street Address	38710 BELL RD
City	WILLOUGHBY
State	OH
Zip	44094-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 GORE TRACT
Legal Subdivision	GORE
Legal Lot Number	15
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2007
Census Tract	201600

Owner

Source: Lake County records · APN 27-B-049-D-00-022-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38710 BELL RD, WILLOUGHBY, OH 44094-7524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2021 · Amount on Record
Deed Sale	Oct 01, 2021 · Amount on Record
Deed Document Number	466647
Record Updated	Jun 07, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 01, 2021
Property Address	38710 BELL RD, WILLOUGHBY, OH 44094-7524
Document Number	0000034850
Instrument Date	Sep 27, 2021
Instrument	2021R034850
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38710 BELL RD, WILLOUGHBY, OH 44094-7524

Mortgage

Document Number	0000034851
Date	Oct 01, 2021
Instrument	2021R034851

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,664.00 (+85.85%) Homeowner's exemption Senior Citizen's exemption	$102,080 (-) Land $26,320 Building $75,760
2022	$5,200.00 Homeowner's exemption Senior Citizen's exemption	$102,080 Land $26,320 Building $75,760
2021			$291,650 Land $75,190 Building $216,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 235 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.