Lake County property record for 38666 Bell Rd, Willoughby, OH 44094 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Split Level |
| Year Built | Built 2002 |
| Square Footage | 1,518 sqft Living Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
Source: Lake County records · APN 27-B-049-D-00-009-0
Assessment roll updated December 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38666 BELL RD, WILLOUGHBY, OH 44094-7522 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 27, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 1986 |
| Deed Sale | Jun 13, 1986 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 21, 2026 |
| Property Address | 38666 BELL RD, WILLOUGHBY, OH 44094-7522 |
| Document Number | 0000016082 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 202616082 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 38666 BELL RD, WILLOUGHBY, OH 44094-7522 |
| Document Number | 0000016082, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202616082 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 13, 2051 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38666 BELL RD, WILLOUGHBY, OH 44094-7522 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010204 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018R010204 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, RI 02915 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 11, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,470 (+34%) Land $19,810 Building $50,660 | $201,360 (+34.03%) Land $56,610 Building $144,750 | |
| 2023 | $4,979.00 (+53.72%) Homeowner's exemption | $52,590 (-) Land $16,790 Building $35,800 | |
| 2022 | $3,239.00 Homeowner's exemption | $52,590 Land $16,790 Building $35,800 | |
| 2021 | $150,240 Land $47,960 Building $102,280 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 27-B-049-D-00-009-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,518 sqft Living Area |
| 1st Floor | 990 sqft 1st Floor |
| Basement Area | 470 sqft Basement |
| Finished Basement | 470 sqft Finished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,988 sqft (0.39 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Patio Area | 276 sqft Patio |
| Porch | Porch |
| Canopy Area | 276 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 38666 BELL RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7522 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 GORE TRACT |
| Legal Subdivision | GORE |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | LAKE OH |
| Minor Civil Division | WILLOUGHBY |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 201600 |
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