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38700 Bell Rd, Willoughby, OH 44094 Property Records

Lake County property record for 38700 Bell Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,218 sqft · built 1994
Lot Size2.71 acres (118,048 sqft)
Owner2 Individual Names on Record
Last Sale$384,800 (Feb 2024)
Tax Bill$8,192 (2023)
Deeds & MortgagesApr 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-049-D-00-013-0

Property Details

APN / Parcel Number

Primary APN27-B-049-D-00-013-0
Alternative APN
  • 211

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,218 sqft Living Area
1st Floor Area616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area118,048 sqft (2.71 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area364 sqft
Deck Area88 sqft
Patio Area500 sqft
Shed1 Shed
Shed Area320 sqft
Canopy152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38700 BELL RD
CityWILLOUGHBY
StateOH
Zip44094-7524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal DescriptionLOT 15 GORE TRACT
Legal SubdivisionGORE
Legal Block2
Legal Lot Number15
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2007
Census Tract201600

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38720 BELL RD, WILLOUGHBY, OH 44094-7524
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2024 · Amount on Record
Deed SaleFeb 2, 2024 · Amount on Record
Prior SaleFeb 19, 2016 · Amount on Record
Deed Document Number20242091
Prior Transfer DateApr 2, 2007
Prior Transfer Doc0000017409
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address38700 BELL RD, WILLOUGHBY, OH 44094-7524
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011761
DateApr 7, 2021
Instrument2021R011761
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address38700 BELL RD, WILLOUGHBY, OH 44094-7524
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001078
DateJan 16, 2018
Instrument2018R001078
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$114,760 (+32.62%) Land $41,490 Building $73,270$327,900 (+32.62%) Land $118,550 Building $209,350
2023$8,192.00 (+54.1%) Homeowner's exemption$86,530 (-) Land $35,140 Building $51,390
2022$5,316.00 Homeowner's exemption$86,530 Land $35,140 Building $51,390
2021$247,250 Land $100,410 Building $146,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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