3871 Cornwallis Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 3871 Cornwallis Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,519 sqft · built 1997
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,328 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-005-052.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-005-052.000-018`
Alternative APNs	`291306005052000034` `1713060005052000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	169 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713060005052000
Old Parcel Number	291306005052000034
Street Address	3871 CORNWALLIS LN
City	CARMEL
State	IN
Zip	46032-9349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .26, SECTION 6, TOWNSHIP 17, RANGE 3, VILLAGE AT WESTON PLACE, SECTION 2, LOT 104
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	VILLAGE/WESTON PLACE SEC 02
Legal Block	2
Legal Lot Number	104
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1032
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 JACKSONS GRANT BLVD, CARMEL, IN 46032-6318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
May 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2004
Deed Sale	Apr 28, 2004
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3871 CORNWALLIS LN, CARMEL, IN 46032-9349
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 JACKSONS GRANT BLVD, CARMEL, IN 46032-6318

Mortgage

Document Number	0000011290
Date	Apr 2, 2024
Instrument	2024011290

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3871 CORNWALLIS LN, CARMEL, IN 46032-9349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032511
Date	Jul 10, 2017
Instrument	2017032511

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2027

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3871 CORNWALLIS LN, CARMEL, IN 46032-9349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021396
Date	May 23, 2019
Instrument	2019021396

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 5, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,300 (+11.91%) Land $96,800 Building $223,500	$320,300 (+11.91%) Land $96,800 Building $223,500
2024	$6,328.00 (+9.69%)
2023	$5,769.00 (+6.71%)	$286,200 (+9.19%) Land $78,800 Building $207,400	$286,200 (+9.19%) Land $78,800 Building $207,400
2022	$5,406.00	$262,100 Land $78,800 Building $183,300	$262,100 Land $78,800 Building $183,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity, Xiber.

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