3870 Cornwallis Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 3870 Cornwallis Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,557 sqft · built 1997
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$3,243 (2024)
Deeds & Mortgages	May 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-005-028.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-005-028.000-018`
Alternative APNs	`291306005028000034` `1713060005028000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,557 sqft Living Area
1st Floor Area	678 sqft
2nd Floor Area	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713060005028000
Old Parcel Number	291306005028000034
Street Address	3870 CORNWALLIS LN
City	CARMEL
State	IN
Zip	46032-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .18, SECTION 6, TOWNSHIP 17, RANGE 3, VILLAGE AT WESTON PLACE, SECTION 2, LOT 63
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	VILLAGE AT WESTON PLACE
Legal Block	2
Legal Lot Number	63
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1021
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3870 CORNWALLIS LN, CARMEL, IN 46032-9348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage CHURCHILL MTG
Nov 1, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018
Deed Sale	Nov 1, 2018
Deed Document Number	2018051705
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3870 CORNWALLIS LN, CARMEL, IN 46032-9348
Document Number	0000030719
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 CORNWALLIS LN CARMEL IN 460329348, CARMEL, IN 46032-9348

Mortgage

Document Number	0000030719
Date	May 26, 2020
Instrument	30719

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 1, 2018
Property Address	3870 CORNWALLIS LN, CARMEL, IN 46032-9348
Document Number	2018051705
Instrument Date	Oct 31, 2018
Instrument	2018051705
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 CORNWALLIS LN, CARMEL, IN 46032-9348

Mortgage

Document Number	2018051706
Date	Nov 1, 2018
Instrument	2018051706

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,300 (-0.16%) Land $93,300 Building $214,000	$307,300 (-0.16%) Land $93,300 Building $214,000
2024	$3,243.00 (+21.32%)	$307,800 (+14.42%) Land $93,300 Building $214,500	$307,800 (+14.42%) Land $93,300 Building $214,500
2023	$2,673.00 (+1.29%)	$269,000 (+9.13%) Land $75,900 Building $193,100	$269,000 (+9.13%) Land $75,900 Building $193,100
2022	$2,639.00	$246,500 Land $75,900 Building $170,600	$246,500 Land $75,900 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity, Xiber.

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