3862 Cornwallis Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 3862 Cornwallis Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1996
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Aug 2025)
Tax Bill	$7,085 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-005-031.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-005-031.000-018`
Alternative APNs	`291306005031000034` `1713060005031000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	170 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713060005031000
Old Parcel Number	291306005031000034
Street Address	3862 CORNWALLIS LN
City	CARMEL
State	IN
Zip	46032-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .31, SECTION 6, TOWNSHIP 17, RANGE 3, VILLAGE AT WESTON PLACE, SECTION 2, LOT 66
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	VILLAGE/WESTON PLACE SEC 2
Legal Block	2
Legal Lot Number	66
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1021
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3862 CORNWALLIS LN, CARMEL, IN 46032-9348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Warranty Deed, Transfer · FHA Mortgage LENNAR MORTGAGE LLC
Mar 19, 2020	Warranty Deed, Transfer FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Jul 25, 2001
Deed Document Number	2025036518
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 28, 2025
Property Address	3862 CORNWALLIS LN, CARMEL, IN 46032-9348
Document Number	0000036518
Map Reference	DOC 9626949
Instrument Date	Jul 31, 2025
Instrument	2025036518
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 CORNWALLIS LN, CARMEL, IN 46032-9348

Mortgage

Document Number	0000036519
Date	Aug 28, 2025
Instrument	2025036519

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 19, 2020
Property Address	3862 CORNWALLIS LN, CARMEL, IN 46032-9348
Document Number	0000014817
Instrument Date	Mar 18, 2020
Instrument	14817
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3862 CORNWALLIS LN CARMEL IN 460329348, CARMEL, IN 46032-9348

Mortgage

Document Number	14818
Date	Mar 19, 2020
Instrument	14818

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	TERRE HAUTE, IN 47807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$358,200 (+0.99%) Land $100,100 Building $258,100	$358,200 (+0.99%) Land $100,100 Building $258,100
2024	$7,085.00 (+9.66%)	$354,700 (+10.67%) Land $100,100 Building $254,600	$354,700 (+10.67%) Land $100,100 Building $254,600
2023	$6,461.00 (+9.05%)	$320,500 (+11.56%) Land $81,400 Building $239,100	$320,500 (+11.56%) Land $81,400 Building $239,100
2022	$5,925.00	$287,300 Land $81,400 Building $205,900	$287,300 Land $81,400 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity, Xiber.

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