3870 Via Lato, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 3870 Via Lato, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1961
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$374,000 (Jun 2005)
Tax Bill	$4,885 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`097-183-016`

Property Details

APN / Parcel Number

Primary APN	`097-183-016`
Alternative APN	`09718316`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,080 sqft Total Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3870 VIA LATO
City	LOMPOC
State	CA
Zip	93436-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R1
Legal Description	TRACT 10129 LOT 235
Legal Subdivision	TRACT NO 10129
Legal Tract	10129
Legal Lot Number	235
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	2
Census Block	2010
Census Tract	2809

Owner

3870 Via Lato is owned and occupied by two individuals who bought it in June 2005.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3870 VIA LATO, LOMPOC, CA 93436-1642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2017	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2005 · Amount on File
Deed Sale	Jun 30, 2005 · Amount on File
Deed Document Number	200562073
Prior Transfer Date	May 9, 2005
Prior Transfer Doc	0000044035
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3870 VIA LATO, LOMPOC, CA 93436-1642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 VIA LATO, LOMPOC, CA 93436-1642

Mortgage

Document Number	0000069012
Date	Nov 24, 2020
Instrument	2020-0069012

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Jun 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3870 VIA LATO, LOMPOC, CA 93436-1642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060161
Date	Dec 26, 2019
Instrument	2019-0060161

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Mar 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3870 VIA LATO, LOMPOC, CA 93436-1642
Document Number	0000002783
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3870 VIA LATO LOMPOC CA 934361642, LOMPOC, CA 93436-1642

Mortgage

Document Number	0000002783
Date	Jan 18, 2017
Instrument	2783

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3870 Via Lato was $4,885 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$444,000 (+2.07%) Land $242,000 Building $202,000
2025	$4,885.00 Homeowner's exemption Additional exemption filed	$435,000 Land $237,000 Building $198,000
2023	$4,139.00 (+1.22%) Homeowner's exemption Additional exemption filed	$377,000 Land $205,000 Building $172,000
2022	$4,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3870 Via Lato in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3870 Via Lato is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSION HILLS CSD serves 3,600 people · EPA ID CA4210019
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.7 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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