3857 Via Lato, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 3857 Via Lato, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,506 sqft · built 1961
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,000 (Sep 2023)
Tax Bill	$5,819 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`097-182-007`

Property Details

APN / Parcel Number

Primary APN	`097-182-007`
Alternative APN	`09718207`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,506 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3857 VIA LATO
City	LOMPOC
State	CA
Zip	93436-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R1
Legal Description	TRACT 10129 LOT 162
Legal Subdivision	TRACT 10129
Legal Tract	10129
Legal Lot Number	162
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	2
Census Block	2009
Census Tract	2809

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3857 VIA LATO, LOMPOC, CA 93436-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FUNDING
Sep 15, 2023	Grant Deed, Transfer · Conventional Mortgage SELF HELP FCU
Apr 16, 2020	Grant Deed, Transfer USAA
Jan 31, 2018	Quit Claim Deed, Transfer · Conventional Mortgage COASTHILLS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	202326983
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	0000003993
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 30, 2026
Property Address	3857 VIA LATO, LOMPOC, CA 93436-1638
Document Number	0000022154
Instrument Date	Jun 25, 2026
Instrument	202622154
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3857 VIA LATO, LOMPOC, CA 93436-1638

Mortgage

Document Number	0000022154,
Date	Jun 30, 2026
Instrument	202622154

Lender

Name	FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 15, 2023
Property Address	3857 VIA LATO, LOMPOC, CA 93436-1638
Document Number	0000026983
Map Reference	MB 55 PG 19-27
Instrument Date	Aug 14, 2023
Instrument	2023-0026983
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3857 VIA LATO, LOMPOC, CA 93436-1638

Mortgage

Document Number	0000026984
Date	Sep 15, 2023
Instrument	2023-0026984

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 16, 2020
Property Address	3857 VIA LATO, LOMPOC, CA 93436-1638
Document Number	0000018941
Instrument Date	Mar 23, 2020
Instrument	18941
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 VIA LATO LOMPOC CA 934361638, LOMPOC, CA 93436-1638

Mortgage

Document Number	18942
Date	Apr 16, 2020
Instrument	18942

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 31, 2018
Property Address	3857 VIA LATO, LOMPOC, CA 93436-1638
Document Number	0000003993
Instrument Date	Jan 9, 2018
Instrument	3993
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3857 VIA LATO LOMPOC CA 934361638, LOMPOC, CA 93436-1638

Mortgage

Document Number	3994
Date	Jan 31, 2018
Instrument	3994

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,418 (+5%) Land $156,060 Building $379,358
2025	$5,819.00 (+48.82%)	$509,920 (+45.89%) Land $153,000 Building $356,920
2023	$3,910.00 (+1.27%)	$349,515 Land $115,628 Building $233,887
2022	$3,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSION HILLS CSD serves 3,600 people · EPA ID CA4210019
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.7 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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