3870 Robertann Dr, Dayton, OH 45420 Property Records

Montgomery County property record for 3870 Robertann Dr, Dayton, OH 45420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,294 sqft · built 1961
Lot Size	0.321 acres (13,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,900 (Dec 2019)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`N64-02208-0014`

Property Details

APN / Parcel Number

Primary APN	`N64-02208-0014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	1,558 sqft
1st Floor Area	1,294 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	13,974 sqft (0.321 acres)
Lot Dimensions	157 ft deep x 89 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	385 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3870 ROBERTANN DR
City	DAYTON
State	OH
Zip	45420-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 MEADOWLAWN ACRES
Legal Subdivision	MEADOWLAWN ACRES
Legal Lot Number	14
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	3
Census Block	3004
Census Tract	21400

Owner

Source: Montgomery County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3870 ROBERTANN DR, DAYTON, OH 45420-1053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 3, 2019	Warranty Deed, Transfer · FHA Mortgage THRIVE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Prior Sale	Dec 19, 2011 · Amount on Record
Deed Document Number	201967666
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 24, 2026
Property Address	3870 ROBERTANN DR, DAYTON, OH 45420-1053
Document Number	0000057294
Instrument Date	Sep 15, 2026
Instrument	202657294
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 ROBERTANN DR, DAYTON, OH 45420-1053

Mortgage

Document Number	0000057294,
Date	Sep 24, 2026
Instrument	202657294

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3870 ROBERTANN DR, DAYTON, OH 45420-1053
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071079
Date	Sep 20, 2021
Instrument	2021-00071079

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3870 ROBERTANN DR, DAYTON, OH 45420-1053
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054199
Date	Sep 14, 2020
Instrument	2020-00054199

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 3, 2019
Property Address	3870 ROBERTANN DR, DAYTON, OH 45420-1053
Document Number	0000067666
Instrument Date	Nov 18, 2019
Instrument	67666
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$563.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3870 ROBERTANN DR KETTERING OH 454201053, KETTERING, OH 45420-1053

Mortgage

Document Number	67667
Date	Dec 3, 2019
Instrument	67667

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,553.00	$71,500 (-) Land $13,670 Building $57,830	$204,270 (-) Land $39,050 Building $165,220
2024	$4,553.00 (+2.73%)
2023	$4,432.00 (+1.96%)	$71,500 (+28.92%) Land $13,670 Building $57,830	$204,270 (+28.91%) Land $39,050 Building $165,220
2022	$4,347.00	$55,460 Land $10,590 Building $44,870
2020			$158,460 Land $30,270 Building $128,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1979–2020)
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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