3848 Robertann Dr, Dayton, OH 45420 Property Records

Montgomery County property record for 3848 Robertann Dr, Dayton, OH 45420 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,594 sqft · built 1961
Lot Size	0.288 acres (12,554 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2008)
Tax Bill	$4,091 (2024)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`N64 02208 0017`

Property Details

APN / Parcel Number

Primary APN	`N64 02208 0017`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,294 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,554 sqft (0.288 acres)
Lot Dimensions	146 ft deep x 86 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Vinyl-Lined Pool
Pool Area	240 sqft
Porch	Open Porch
Porch Area	121 sqft
Deck Area	250 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3848 ROBERTANN DR
City	DAYTON
State	OH
Zip	45420-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 MEADOWLAWN ACRES
Legal Subdivision	MEADOWLAWN ACRES
Legal Lot Number	17
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	3
Census Block	3004
Census Tract	21400

Owner

Source: Montgomery County records · APN N64 02208 0017

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3848 ROBERTANN DR, DAYTON, OH 45420-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2008 · Amount on Record
Deed Sale	Sep 08, 2008 · Amount on Record
Prior Sale	Sep 08, 2008 · Amount on Record
Deed Document Number	0000000638
Last Transfer Date	Aug 14, 2025
Transfer Doc	0000043646
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3848 ROBERTANN DR, DAYTON, OH 45420-1053
Document Number	0000030918
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3848 ROBERTANN DR DAYTON OH 454201053, DAYTON, OH 45420-1053

Mortgage

Document Number	0000030918
Date	Jun 01, 2020
Instrument	30918

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3848 ROBERTANN DR, DAYTON, OH 45420-1053
Document Number	0000046919
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3848 ROBERTANN DR KETTERING OH 454201053, KETTERING, OH 45420-1053

Mortgage

Document Number	0000046919
Date	Aug 10, 2018
Instrument	46919

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,200 (-) Land $12,920 Building $51,280
2024	$4,091.00 (+2.74%)
2023	$3,982.00 (+1.97%)	$64,200 (+28.92%) Land $12,920 Building $51,280	$183,430 (+28.91%) Land $36,910 Building $146,520
2022	$3,905.00	$49,800 Land $10,010 Building $39,790
2020			$142,290 Land $28,610 Building $113,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130214003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1979–2020)
Most Recent Claim	Mar 2020, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 415 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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