Montgomery County property record for 3856 Robertann Dr, Dayton, OH 45420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,294 sqft · built 1961 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Aug 2020) |
| Tax Bill | $3,519 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | N64 02208 0016 |
| Primary APN | N64 02208 0016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 15,246 sqft |
| Lot Dimensions | 158 ft deep x 97 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 121 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3856 ROBERTANN DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45420-1053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16 MEADOWLAWN ACRES |
| Legal Subdivision | MEADOWLAWN ACRES |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21400 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3856 ROBERTANN DR, DAYTON, OH 45420-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Aug 21, 2020 | Grant Deed, Transfer · Conventional Mortgage THRIVE MTG LLC |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Mar 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 2020-00049129 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 3856 ROBERTANN DR, DAYTON, OH 45420-1053 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000084669 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021-00084669 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 21, 2020 |
| Property Address | 3856 ROBERTANN DR, DAYTON, OH 45420-1053 |
| Document Number | 0000049129 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 49129 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3856 ROBERTANN DR DAYTON OH 454201053, DAYTON, OH 45420-1053 |
| Document Number | 49130 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 49130 |
| Name | THRIVE MTG LLC |
|---|---|
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 3856 ROBERTANN DR, DAYTON, OH 45420-1053 |
| Document Number | 0000018653 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | THIRD TITLE AGENCY INC, TRIAD TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 3856 ROBERTANN DR KETTERING OH 454201053, KETTERING, OH 45420-1053 |
| Document Number | 0000018653 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 18653 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 15, 2017 |
| Property Address | 3856 ROBERTANN DR, DAYTON, OH 45420-1053 |
| Document Number | 0000015779 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 15779 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | FIRST OHIO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $489.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3856 ROBERTANN DR DAYTON OH 454201053, DAYTON, OH 45420-1053 |
| Document Number | 15780 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 15780 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,180 (-) Land $12,640 Building $42,540 | ||
| 2024 | $3,519.00 (+2.74%) | ||
| 2023 | $3,425.00 (+1.96%) | $55,180 (+28.93%) Land $12,640 Building $42,540 | $157,650 (+28.91%) Land $36,120 Building $121,530 |
| 2022 | $3,359.00 | $42,800 Land $9,800 Building $33,000 | |
| 2020 | $122,290 Land $28,000 Building $94,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (1979–2020) |
| Most Recent Claim | Mar 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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