3856 Robertann Dr, Dayton, OH 45420 Property Records

Montgomery County property record for 3856 Robertann Dr, Dayton, OH 45420

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,294 sqft · built 1961
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Aug 2020)
Tax Bill$3,519 (2024)
Deeds & MortgagesNov 2021 Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APNN64 02208 0016

Property Details

APN / Parcel Number

Primary APNN64 02208 0016

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,294 sqft Living Area
1st Floor Area1,294 sqft

Exterior

Year BuiltBuilt 1961
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area15,246 sqft
Lot Dimensions158 ft deep x 97 ft wide
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area121 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3856 ROBERTANN DR
CityDAYTON
StateOH
Zip45420-1053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16 MEADOWLAWN ACRES
Legal SubdivisionMEADOWLAWN ACRES
Legal Lot Number16
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group3
Census Block3004
Census Tract21400

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3856 ROBERTANN DR, DAYTON, OH 45420-1053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Aug 21, 2020Grant Deed, Transfer · Conventional Mortgage
THRIVE MTG LLC
Mar 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Mar 15, 2017Warranty Deed, Transfer · Conventional Mortgage
CHEMICAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Prior SaleMar 15, 2017 · Amount on Record
Deed Document Number2020-00049129
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address3856 ROBERTANN DR, DAYTON, OH 45420-1053
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084669
DateNov 4, 2021
Instrument2021-00084669
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY OH
Recording DateAug 21, 2020
Property Address3856 ROBERTANN DR, DAYTON, OH 45420-1053
Document Number0000049129
Instrument DateJul 17, 2020
Instrument49129
Transaction TypeTransfer
Record UpdatedSep 22, 2020
Title CompanyPARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3856 ROBERTANN DR DAYTON OH 454201053, DAYTON, OH 45420-1053

Mortgage

Document Number49130
DateAug 21, 2020
Instrument49130
Lender
NameTHRIVE MTG LLC
AddressGEORGETOWN, TX 78633
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address3856 ROBERTANN DR, DAYTON, OH 45420-1053
Document Number0000018653
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyTHIRD TITLE AGENCY INC, TRIAD TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3856 ROBERTANN DR KETTERING OH 454201053, KETTERING, OH 45420-1053

Mortgage

Document Number0000018653
DateMar 25, 2020
Instrument18653
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 24, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateMar 15, 2017
Property Address3856 ROBERTANN DR, DAYTON, OH 45420-1053
Document Number0000015779
Instrument DateMar 6, 2017
Instrument15779
Transaction TypeTransfer
Record UpdatedMar 31, 2017
Title CompanyFIRST OHIO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$489.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3856 ROBERTANN DR DAYTON OH 454201053, DAYTON, OH 45420-1053

Mortgage

Document Number15780
DateMar 15, 2017
Instrument15780
Lender
NameCHEMICAL BK
TypeBank
AddressWYOMING, MI 49519
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,180 (-) Land $12,640 Building $42,540
2024$3,519.00 (+2.74%)
2023$3,425.00 (+1.96%)$55,180 (+28.93%) Land $12,640 Building $42,540$157,650 (+28.91%) Land $36,120 Building $121,530
2022$3,359.00$42,800 Land $9,800 Building $33,000
2020$122,290 Land $28,000 Building $94,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims6 (1979–2020)
Most Recent ClaimMar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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