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3870 Michael Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 3870 Michael Dr, Cincinnati, OH 45255 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,610 sqft · built 1959
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Tax Bill$3,703 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN41-42-46A-070

Property Details

APN / Parcel Number

Primary APN41-42-46A-070

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,610 sqft Living Area
1st Floor Area1,170 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area20,038 sqft (0.46 acres)
View / LotCul-de-sac

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area64 sqft
Deck Area200 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3870 MICHAEL DR
CityCINCINNATI
StateOH
Zip45255-4926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT WASHINGTON EAST 2; LOT 70
Legal SubdivisionMT WASHINGTON EAST 2
Legal Lot Number70
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group3
Census Block3001
Census Tract41201

Owner

Source: Clermont County records · APN 41-42-46A-070

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3870 MICHAEL DR, CINCINNATI, OH 45255-4926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Dec 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address3870 MICHAEL DR, CINCINNATI, OH 45255-4926
Document Number0000003964
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedMar 05, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 MICHAEL DR CINCINNATI OH 452554926, CINCINNATI, OH 45255-4926

Mortgage

Document Number0000003964
DateFeb 18, 2020
Book Page002830/004428
Instrument3964
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address3870 MICHAEL DR, CINCINNATI, OH 45255-4926
Document Number0000000449
Instrument DateDec 31, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 MICHAEL DR CINCINNATI OH 452554926, CINCINNATI, OH 45255-4926

Mortgage

Document Number0000000449
DateJan 07, 2019
Book Page002799/004306
Instrument449
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 06, 2049

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,703.00 (-48.21%)$71,890 (-) Land $15,260 Building $56,630
2024$205,400 (-) Land $43,600 Building $161,800
2023$7,150.00 (+117.33%)$71,890 (+30.16%) Land $15,260 Building $56,630$205,400 (+30.16%) Land $43,600 Building $161,800
2022$3,290.00$55,230 Land $11,550 Building $43,680
2020$157,800 Land $33,000 Building $124,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250412013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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