Clermont County property record for 3865 Michael Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,170 sqft · built 1959 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,000 (Mar 1988) |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-46A-058 |
| Primary APN | 41-42-46A-058 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 28,314 sqft (0.65 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Patio Area | 588 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3865 MICHAEL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT WASHINGTON EAST 2; LOT 58 |
| Legal Subdivision | MT WASHINGTON EAST 2 |
| Legal Lot Number | 58 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 41201 |
Source: Clermont County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3865 MICHAEL DR, CINCINNATI, OH 45255-4951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1988 · Amount on Record |
| Deed Sale | Mar 1, 1988 · Amount on Record |
| Last Transfer Date | Feb 4, 2003 |
| Transfer Doc | 0000043856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 4, 2026 |
| Property Address | 3865 MICHAEL DR, CINCINNATI, OH 45255-4951 |
| Document Number | 0000012545 |
| Book / Page | 3024 / 5699 |
| Instrument Date | May 28, 2026 |
| Instrument | 202612545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E RECORDING PARTNERS NETWORK |
| Name | Verified Name |
|---|---|
| Address | 3865 MICHAEL DR, CINCINNATI, OH 45255-4951 |
| Document Number | 0000012545, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 3024/5699 |
| Instrument | 202612545 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 28, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,802.00 (-49.4%) | $55,690 (-) Land $15,260 Building $40,430 | |
| 2024 | $159,100 (-) Land $43,600 Building $115,500 | ||
| 2023 | $5,538.00 (+123.49%) Homeowner's exemption | $55,690 (+30.94%) Land $15,260 Building $40,430 | $159,100 (+30.95%) Land $43,600 Building $115,500 |
| 2022 | $2,478.00 Homeowner's exemption | $42,530 Land $11,550 Building $30,980 | |
| 2020 | $121,500 Land $33,000 Building $88,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures